97 Black Walnut Lane, Monticello, KY 42633

$925,000
Property Type: Residential Bedrooms: 8 Baths: 8 Square Footage: 6,835 Lot Size (sq. ft.): 60,984 Status: Active
Current Price: $925,000 List Date: 4/22/2026 Last Modified: 5/15/2026

Overview

Description

Panoramic Lake Cumberland Views!! Custom Waterfront Home offering 8BR's 8BA's Rare opportunity to own a one-of-a-kind, custom-built waterfront home with breathtaking main channel views of Lake Cumberland. This 2-owner property offers the perfect lakeside retreat, comfortably accommodating up to 21 guests, making it ideal for family gatherings, entertaining, or a private getaway. Designed for both comfort and convenience, the home features an in-home elevator for easy access between levels. Multiple living and entertainment areas create inviting spaces to relax and unwind, including a study for quiet reflection, a game area with billiards and ping pong, and three cozy indoor fireplaces perfect for gathering with family and friends. The gourmet kitchen makes meal preparation a delight, while the outdoor kitchen and expansive decking provide the perfect setting for outdoor dining and enjoying the stunning lake views. Recent upgrades include: • New metal roof (2024) • New kitchen ...

Listing Details MLS# 26005198

Listing Information

Comp Sale YN
No
Property Sub Type
Single Family Residence

Status Change Information

Price Change Timestamp
2026-03-17T22:22:01Z
Status Change Timestamp
2026-04-22
Back on Market Date
2026-04-22

Address

County
Wayne
Street Number
97
Street Name
Black Walnut
Street Suffix
Lane
State
KY
Zip Code
42633
Directions
From Hwy 90 Bypass in Monticello: Turn onto KY-92 W. In 1.5 miles, take a slight right onto State HWY 789 & continue for 5.5 miles until you see the Hickory Point entrance on the right. 1.2 miles from the Hickory Point entrance, turn left on Scenic Point Drive. Turn left onto Red Maple Lane and then turn right onto Black Walnut Lane. Home is on the left. Latitude: 36.931946 Longitude: -84.90616
Parcel Number
022-90-00-050-00

Contract

Original List Price
999900
Start Showing Date
2026-03-17
Listing Contract Date
2026-03-13
Listing Agreement
Exclusive Right To Sell
Occupant Type
Occupied
Office Exclusive YN
No
List Price/SqFt
135.33

Tax Legal

MLS Area Major
070 - Wayne County
Subdivision Name
Rural
High School District
Wayne County - 70

Interior

Bedrooms Total
8
Bathrooms Total
8
Bathrooms Full
8
Above Grade Finished Area
6835
Living Area
6835
Living Area Source
Public Records
Basement YN
Yes
Fireplace YN
Yes
Fireplaces Total
2
Bathrooms Half
0
Below Grade Finished Area
0
Above Grade Unfinished Area
0
Below Grade Unfinished Area
0
Non-Compliant Total SqFt
0

More Information

Parking Information

Garage YN
Yes
Garage Spaces
3
Carport YN
No

Building

Year Built
2007
Home Warranty YN
No
Accessibility Features YN
No

Lot

Lot Size Source
Public Records
Lot Size Acres
1.4
Lot Size Square Feet
60984
Pool Private YN
No
View YN
Yes
Waterfront YN
Yes
Water Body Access YN
Yes
Water Body Name
Lake Cumberland
Horse YN
No

Utilities

Cooling YN
Yes
Heating YN
Yes

Remarks

Public Remarks
Panoramic Lake Cumberland Views!! Custom Waterfront Home offering 8BR's 8BA's Rare opportunity to own a one-of-a-kind, custom-built waterfront home with breathtaking main channel views of Lake Cumberland. This 2-owner property offers the perfect lakeside retreat, comfortably accommodating up to 21 guests, making it ideal for family gatherings, entertaining, or a private getaway. Designed for both comfort and convenience, the home features an in-home elevator for easy access between levels. Multiple living and entertainment areas create inviting spaces to relax and unwind, including a study for quiet reflection, a game area with billiards and ping pong, and three cozy indoor fireplaces perfect for gathering with family and friends. The gourmet kitchen makes meal preparation a delight, while the outdoor kitchen and expansive decking provide the perfect setting for outdoor dining and enjoying the stunning lake views. Recent upgrades include: • New metal roof (2024) • New kitchen appliances (2025) • Culligan water system installed (2025) • New deck section with updated fencing • Entire deck freshly repainted • Garage doors, front door, and master bedroom doors freshly painted • Driveway resealed (Fall 2025) Front door, central alarm system and thermostat are Wifi Compatible, Safety Cameras added inside and outside. Furniture is negotiable, offering a potential turnkey opportunity. This property is more than a home—it's a private sanctuary where comfort, space, and the natural beauty of Kentucky's landscape come together. Enjoy peaceful lakeside living with panoramic views and unmatched serenity. Call today to schedule your private showing and experience this extraordinary Lake Cumberland retreat.

Amenity Fee Details

Amenity Fee YN
No

Water Body Information

Distance To Ramp/Marina
Less Than 3 Miles
Dock Fees Required YN
No

Room Types

Kitchen Level
First
Primary Bedroom Level
First
Kitchen
Yes
Primary Bedroom
Yes

Currently Not Used

List Price/Acre
660714.29

Tax & Legal

Elementary School
Wayne Co
Middle Or Junior School
Wayne Co
High School
Wayne Co
Tax Rate
9.52

Association/Community

Association YN
No

Appliances

Dishwasher
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes

Basement

Finished
Yes
Full
Yes

Construction Materials

Log Siding
Yes

Cooling

Heat Pump
Yes

Fireplace Features

Family Room
Yes
Great Room
Yes

Flooring

Ceramic Tile
Yes
Wood
Yes

Foundation Details

Concrete Perimeter
Yes

Heating

Heat Pump
Yes

Interior Features

Eat-in Kitchen
Yes

Possession

Close Of Escrow
Yes

Roof

Shingle
Yes

Sewer

Septic Tank
Yes

View

Lake
Yes

Water Body Access Type

Community
Yes

Water Body Features

Boat Ramp
Yes

Water Source

Public
Yes

Showing Requirements

Call Listing Office
Yes

Property Features

Appliances: Dishwasher; Microwave; Range; Refrigerator Basement: Finished; Full Construction Materials: Log Siding Cooling: Heat Pump Fireplace Features: Family Room; Great Room Flooring: Ceramic Tile; Wood Foundation Details: Concrete Perimeter Heating: Heat Pump Interior Features: Eat-in Kitchen Possession: Close Of Escrow Roof: Shingle Sewer: Septic Tank View: Lake Water Body Access Type: Community Water Body Features: Boat Ramp Water Source: Public Showing Requirements: Call Listing Office Room Types: Kitchen; Primary Bedroom

Room Information

Room Name Level
Primary Bedroom First
Kitchen First
Listing Office: Keller Williams Bluegrass Realty - Lake Cumberland
Last Updated: May - 15 - 2026
Information deemed reliable but not guaranteed.