81 White Oak Lane, Monticello, KY 42633

$375,000
Property Type: Residential Bedrooms: 2 Baths: 1 Square Footage: 900 Lot Size (sq. ft.): 57,499 Status: Active
Current Price: $375,000 List Date: 3/25/2026 Last Modified: 5/05/2026

Overview

Description

Built in 2021 and tucked into a peaceful, golf-cart friendly Lake Cumberland community, this move-in-ready property offers flexibility, privacy, and lake lifestyle convenience all in one package. The main home features 2 bedrooms, 1 full bath, and an open-concept living/kitchen layout with durable LVP flooring throughout. The kitchen offers white shaker cabinetry, butcher block countertops, subway tile backsplash, stainless appliances, and recessed lighting, creating a clean, modern lake-cottage feel. The living area is bright and inviting with double doors leading to a spacious covered porch - perfect for relaxing after a day on the water. The full bath includes a tiled walk-in shower with glass door and updated vanity, continuing the low-maintenance, newer-construction appeal. Outside, enjoy extensive covered porch space with ceiling fans, composite decking on the house porch, ideal for entertaining or unwinding in the wooded setting. A major bonus is the detached garage with finishe ...

Listing Details MLS# 26005932

Listing Information

Comp Sale YN
No
Property Sub Type
Single Family Residence

Status Change Information

Price Change Timestamp
2026-05-04T19:16:45Z
Status Change Timestamp
2026-03-24

Address

County
Wayne
Street Number
81
Street Name
White Oak
Street Suffix
Lane
State
KY
Zip Code
42633
Directions
Turn onto HWY 2393, turn left onto white oak lane, second house on the left.
Parcel Number
LL-01-008.00

Contract

Original List Price
389000
Start Showing Date
2026-03-24
Listing Contract Date
2026-03-24
Listing Agreement
Exclusive Right To Sell
Occupant Type
Vacant
Office Exclusive YN
No
List Price/SqFt
416.67

Tax Legal

MLS Area Major
070 - Wayne County
Subdivision Name
Cumberland Ridge Estates
High School District
Wayne County - 70

Interior

Bedrooms Total
2
Bathrooms Total
Yes
Bathrooms Full
Yes
Above Grade Finished Area
900
Living Area
900
Living Area Source
Public Records
Basement YN
No
Fireplace YN
No
Bathrooms Half
0
Below Grade Finished Area
0
Above Grade Unfinished Area
0
Below Grade Unfinished Area
0

More Information

Parking Information

Garage YN
Yes
Garage Spaces
2
Carport YN
No

Building

Year Built
2021
Home Warranty YN
No
Accessibility Features YN
No

Lot

Lot Size Source
Public Records
Lot Size Acres
1.32
Lot Size Square Feet
57499.2
Pool Private YN
No
View YN
Yes
Waterfront YN
No
Water Body Access YN
No
Horse YN
No

Utilities

Cooling YN
Yes
Heating YN
Yes

Remarks

Public Remarks
Built in 2021 and tucked into a peaceful, golf-cart friendly Lake Cumberland community, this move-in-ready property offers flexibility, privacy, and lake lifestyle convenience all in one package. The main home features 2 bedrooms, 1 full bath, and an open-concept living/kitchen layout with durable LVP flooring throughout. The kitchen offers white shaker cabinetry, butcher block countertops, subway tile backsplash, stainless appliances, and recessed lighting, creating a clean, modern lake-cottage feel. The living area is bright and inviting with double doors leading to a spacious covered porch - perfect for relaxing after a day on the water. The full bath includes a tiled walk-in shower with glass door and updated vanity, continuing the low-maintenance, newer-construction appeal. Outside, enjoy extensive covered porch space with ceiling fans, composite decking on the house porch, ideal for entertaining or unwinding in the wooded setting. A major bonus is the detached garage with finished guest quarters, offering 1 bedroom, 1 bath, and its own mini-split HVAC system - perfect for guests, or private workspace. Also deck space beside garage for grilling, entertaining guest and relaxing. The property sits on three lots being sold together (approx. 1.32 acres +/-) and includes an additional lot already equipped with a RV hookup with septic, electric, and water in place, providing incredible flexibility for overflow guests or additional income potential. Located just minutes from Conley Bottom Marina and close to two private boat ramps, this home is ideal as a full-time residence, weekend getaway, or short-term rental investment near Lake Cumberland. If you've been looking for newer construction, extra space for guests, and lake access convenience - this one checks the boxes.

Amenity Fee Details

Amenity Fee YN
No

Showing Information

Showing Instructions
vacant, call LA

Room Types

Bathroom 1 Level
First
Bedroom 2 Level
First
Kitchen Level
First
Living Room Level
First
Primary Bedroom Level
First
Bathroom 1
Yes
Bedroom 2
Yes
Kitchen
Yes
Living Room
Yes
Primary Bedroom
Yes

Currently Not Used

List Price/Acre
284090.91

Tax & Legal

Elementary School
Bell
Middle Or Junior School
Wayne Co
High School
Wayne Co
Tax Rate
0.902
Design Review District YN
No

Association/Community

Association YN
No

Appliances

Dryer
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes
Washer
Yes

Basement

Crawl Space
Yes

Construction Materials

Vinyl Siding
Yes

Cooling

Central Air
Yes
Heat Pump
Yes

Flooring

Luxury Vinyl
Yes
Tile
Yes

Foundation Details

Concrete Perimeter
Yes

Heating

Electric
Yes
Heat Pump
Yes

Interior Features

Primary First Floor
Yes

Laundry Features

Main Level
Yes

Levels

One
Yes

Lot Features

Wooded
Yes

Other Structures

Guest House
Yes

Parking Features

Detached Garage
Yes

Patio And Porch Details

Covered Porch
Yes
Front Porch
Yes
Side Porch
Yes

Patio And Porch Features

Deck
Yes
Porch
Yes

Possession

Close Of Escrow
Yes

Roof

Metal
Yes

Sewer

Septic Tank
Yes

Structure Type

House
Yes

View

Rural
Yes
Trees/Woods
Yes

Water Heater

Electric
Yes

Water Source

Public
Yes

Showing Requirements

Call Listing Agent
Yes
CBS Code
Yes

Property Features

Appliances: Dryer; Microwave; Range; Refrigerator; Washer Basement: Crawl Space Construction Materials: Vinyl Siding Cooling: Central Air; Heat Pump Flooring: Luxury Vinyl; Tile Foundation Details: Concrete Perimeter Heating: Electric; Heat Pump Interior Features: Primary First Floor Laundry Features: Main Level Levels: One Lot Features: Wooded Other Structures: Guest House Parking Features: Detached Garage Patio And Porch Details: Covered Porch; Front Porch; Side Porch Patio And Porch Features: Deck; Porch Possession: Close Of Escrow Roof: Metal Sewer: Septic Tank Structure Type: House View: Rural; Trees/Woods Water Heater: Electric Water Source: Public Showing Requirements: Call Listing Agent; CBS Code Room Types: Bathroom 1; Bedroom 2; Kitchen; Living Room; Primary Bedroom

Room Information

Room Name Level
Primary Bedroom First
Kitchen First
Living Room First
Bedroom 2 First
Bathroom 1 First
Listing Office: Re/Max Country Lakes
Last Updated: May - 05 - 2026
Information deemed reliable but not guaranteed.