81 White Oak Lane, Monticello, KY 42633
$375,000
Property Type:
Residential
Bedrooms:
2
Baths:
1
Square Footage:
900
Lot Size (sq. ft.):
57,499
Status:
Active
Current Price:
$375,000
List Date:
3/25/2026
Last Modified:
5/05/2026
Overview
Description
...
(Read more)
Built in 2021 and tucked into a peaceful, golf-cart friendly Lake Cumberland community, this move-in-ready property offers flexibility, privacy, and lake lifestyle convenience all in one package. The main home features 2 bedrooms, 1 full bath, and an open-concept living/kitchen layout with durable LVP flooring throughout. The kitchen offers white shaker cabinetry, butcher block countertops, subway tile backsplash, stainless appliances, and recessed lighting, creating a clean, modern lake-cottage feel. The living area is bright and inviting with double doors leading to a spacious covered porch - perfect for relaxing after a day on the water. The full bath includes a tiled walk-in shower with glass door and updated vanity, continuing the low-maintenance, newer-construction appeal. Outside, enjoy extensive covered porch space with ceiling fans, composite decking on the house porch, ideal for entertaining or unwinding in the wooded setting. A major bonus is the detached garage with finished guest quarters, offering 1 bedroom, 1 bath, and its own mini-split HVAC system - perfect for guests, or private workspace. Also deck space beside garage for grilling, entertaining guest and relaxing. The property sits on three lots being sold together (approx. 1.32 acres +/-) and includes an additional lot already equipped with a RV hookup with septic, electric, and water in place, providing incredible flexibility for overflow guests or additional income potential. Located just minutes from Conley Bottom Marina and close to two private boat ramps, this home is ideal as a full-time residence, weekend getaway, or short-term rental investment near Lake Cumberland. If you've been looking for newer construction, extra space for guests, and lake access convenience - this one checks the boxes.
Listing Details MLS# 26005932
Listing Information
- Comp Sale YN
- No
- Property Sub Type
- Single Family Residence
Status Change Information
- Price Change Timestamp
- 2026-05-04T19:16:45Z
- Status Change Timestamp
- 2026-03-24
Address
- County
- Wayne
- Street Number
- 81
- Street Name
- White Oak
- Street Suffix
- Lane
- State
- KY
- Zip Code
- 42633
- Directions
- Turn onto HWY 2393, turn left onto white oak lane, second house on the left.
- Parcel Number
- LL-01-008.00
Contract
- Original List Price
- 389000
- Start Showing Date
- 2026-03-24
- Listing Contract Date
- 2026-03-24
- Listing Agreement
- Exclusive Right To Sell
- Occupant Type
- Vacant
- Office Exclusive YN
- No
- List Price/SqFt
- 416.67
Tax Legal
- MLS Area Major
- 070 - Wayne County
- Subdivision Name
- Cumberland Ridge Estates
- High School District
- Wayne County - 70
Interior
- Bedrooms Total
- 2
- Bathrooms Total
- Yes
- Bathrooms Full
- Yes
- Above Grade Finished Area
- 900
- Living Area
- 900
- Living Area Source
- Public Records
- Basement YN
- No
- Fireplace YN
- No
- Bathrooms Half
- 0
- Below Grade Finished Area
- 0
- Above Grade Unfinished Area
- 0
- Below Grade Unfinished Area
- 0
More Information
Parking Information
- Garage YN
- Yes
- Garage Spaces
- 2
- Carport YN
- No
Building
- Year Built
- 2021
- Home Warranty YN
- No
- Accessibility Features YN
- No
Lot
- Lot Size Source
- Public Records
- Lot Size Acres
- 1.32
- Lot Size Square Feet
- 57499.2
- Pool Private YN
- No
- View YN
- Yes
- Waterfront YN
- No
- Water Body Access YN
- No
- Horse YN
- No
Utilities
- Cooling YN
- Yes
- Heating YN
- Yes
Remarks
- Public Remarks
- Built in 2021 and tucked into a peaceful, golf-cart friendly Lake Cumberland community, this move-in-ready property offers flexibility, privacy, and lake lifestyle convenience all in one package. The main home features 2 bedrooms, 1 full bath, and an open-concept living/kitchen layout with durable LVP flooring throughout. The kitchen offers white shaker cabinetry, butcher block countertops, subway tile backsplash, stainless appliances, and recessed lighting, creating a clean, modern lake-cottage feel. The living area is bright and inviting with double doors leading to a spacious covered porch - perfect for relaxing after a day on the water. The full bath includes a tiled walk-in shower with glass door and updated vanity, continuing the low-maintenance, newer-construction appeal. Outside, enjoy extensive covered porch space with ceiling fans, composite decking on the house porch, ideal for entertaining or unwinding in the wooded setting. A major bonus is the detached garage with finished guest quarters, offering 1 bedroom, 1 bath, and its own mini-split HVAC system - perfect for guests, or private workspace. Also deck space beside garage for grilling, entertaining guest and relaxing. The property sits on three lots being sold together (approx. 1.32 acres +/-) and includes an additional lot already equipped with a RV hookup with septic, electric, and water in place, providing incredible flexibility for overflow guests or additional income potential. Located just minutes from Conley Bottom Marina and close to two private boat ramps, this home is ideal as a full-time residence, weekend getaway, or short-term rental investment near Lake Cumberland. If you've been looking for newer construction, extra space for guests, and lake access convenience - this one checks the boxes.
Amenity Fee Details
- Amenity Fee YN
- No
Showing Information
- Showing Instructions
- vacant, call LA
Room Types
- Bathroom 1 Level
- First
- Bedroom 2 Level
- First
- Kitchen Level
- First
- Living Room Level
- First
- Primary Bedroom Level
- First
- Bathroom 1
- Yes
- Bedroom 2
- Yes
- Kitchen
- Yes
- Living Room
- Yes
- Primary Bedroom
- Yes
Currently Not Used
- List Price/Acre
- 284090.91
Tax & Legal
- Elementary School
- Bell
- Middle Or Junior School
- Wayne Co
- High School
- Wayne Co
- Tax Rate
- 0.902
- Design Review District YN
- No
Association/Community
- Association YN
- No
Appliances
- Dryer
- Yes
- Microwave
- Yes
- Range
- Yes
- Refrigerator
- Yes
- Washer
- Yes
Basement
- Crawl Space
- Yes
Construction Materials
- Vinyl Siding
- Yes
Cooling
- Central Air
- Yes
- Heat Pump
- Yes
Flooring
- Luxury Vinyl
- Yes
- Tile
- Yes
Foundation Details
- Concrete Perimeter
- Yes
Heating
- Electric
- Yes
- Heat Pump
- Yes
Interior Features
- Primary First Floor
- Yes
Laundry Features
- Main Level
- Yes
Levels
- One
- Yes
Lot Features
- Wooded
- Yes
Other Structures
- Guest House
- Yes
Parking Features
- Detached Garage
- Yes
Patio And Porch Details
- Covered Porch
- Yes
- Front Porch
- Yes
- Side Porch
- Yes
Patio And Porch Features
- Deck
- Yes
- Porch
- Yes
Possession
- Close Of Escrow
- Yes
Roof
- Metal
- Yes
Sewer
- Septic Tank
- Yes
Structure Type
- House
- Yes
View
- Rural
- Yes
- Trees/Woods
- Yes
Water Heater
- Electric
- Yes
Water Source
- Public
- Yes
Showing Requirements
- Call Listing Agent
- Yes
- CBS Code
- Yes
Property Features
Appliances:
Dryer; Microwave; Range; Refrigerator; Washer
Basement:
Crawl Space
Construction Materials:
Vinyl Siding
Cooling:
Central Air; Heat Pump
Flooring:
Luxury Vinyl; Tile
Foundation Details:
Concrete Perimeter
Heating:
Electric; Heat Pump
Interior Features:
Primary First Floor
Laundry Features:
Main Level
Levels:
One
Lot Features:
Wooded
Other Structures:
Guest House
Parking Features:
Detached Garage
Patio And Porch Details:
Covered Porch; Front Porch; Side Porch
Patio And Porch Features:
Deck; Porch
Possession:
Close Of Escrow
Roof:
Metal
Sewer:
Septic Tank
Structure Type:
House
View:
Rural; Trees/Woods
Water Heater:
Electric
Water Source:
Public
Showing Requirements:
Call Listing Agent; CBS Code
Room Types:
Bathroom 1; Bedroom 2; Kitchen; Living Room; Primary Bedroom
Room Information
| Room Name | Level |
|---|---|
| Primary Bedroom | First |
| Kitchen | First |
| Living Room | First |
| Bedroom 2 | First |
| Bathroom 1 | First |
Listing Office:
Re/Max Country Lakes
Last Updated: May - 05 - 2026
Information deemed reliable but not guaranteed.

Sellers Disclosure Of Property Condition ›