642 N Shore Drive, Monticello, KY 42633
$389,000
Property Type:
Residential
Bedrooms:
4
Baths:
3
Square Footage:
2,600
Lot Size (sq. ft.):
38,333
Status:
Active
Current Price:
$389,000
List Date:
2/24/2026
Last Modified:
4/14/2026
Overview
Description
...
(Read more)
Welcome to your dream home in the prestigious Cumberland Shores gated community — where timeless craftsmanship meets year-round lake living. This stunning 4-bedroom, 3-bath custom brick home offers breathtaking, unobstructed views of the sparkling waters of Lake Cumberland all year long. Perfectly positioned to capture both sunrise serenity and golden evening reflections, this home blends elegance, comfort, and outdoor adventure. Boasting over 2,200 square feet (+/-) of thoughtfully designed living space, this home features rich hardwood floors that flow throughout the main living areas, adding warmth and sophistication. The spacious open-concept layout is perfect for entertaining, with generous living areas, abundant natural light, and picturesque lake views from multiple vantage points. The well-planned floor design includes four comfortable bedrooms and three full baths, offering ample space for family and guests alike. Step outside and take in peaceful mornings and relaxing evenings overlooking the water. A convenient walking path leads directly to the lake. For boating enthusiasts, you're just minutes from a nearby boat ramp, providing quick and easy access to endless days of fishing, cruising, and watersports. Located within the security and exclusivity of Cumberland Shores, this property offers privacy, scenic beauty, and the ultimate lake lifestyle — all while remaining conveniently close to local amenities. Whether you're searching for a full-time residence or the perfect lake retreat, this exceptional property delivers the very best of luxury living at Lake Cumberland. Call today to schedule a private showing!
Listing Details MLS# 26003358
Listing Information
- Comp Sale YN
- No
- Property Sub Type
- Single Family Residence
Status Change Information
- Price Change Timestamp
- 2026-04-14T14:29:44Z
- Status Change Timestamp
- 2026-02-24
Address
- County
- Wayne
- Street Number
- 642
- Street Direction Prefix
- N
- Street Name
- Shore
- Street Suffix
- Drive
- State
- KY
- Zip Code
- 42633
- Directions
- From KY Hwy 90 turn onto W Ky Hwy 92 and go 1.5 miles, turn slightly right onto Hwy 789 and proceed 4 miles, turn right onto Denny Ridge Rd, go .2 mile, once inside the gate at Cumberland Shores Subdivision turn left onto Northshore Drive and go .6 mile. Home is located on the right with signs present.
- Parcel Number
- 036-10-01-046.00
Contract
- Original List Price
- 399000
- Start Showing Date
- 2026-02-24
- Listing Contract Date
- 2026-02-23
- Listing Agreement
- Exclusive Right To Sell
- Occupant Type
- Occupied
- Office Exclusive YN
- No
- List Price/SqFt
- 149.62
Tax Legal
- MLS Area Major
- 070 - Wayne County
- Subdivision Name
- Cumberland Shores
- High School District
- Wayne County - 70
Interior
- Bedrooms Total
- 4
- Bathrooms Total
- 3
- Bathrooms Full
- 3
- Above Grade Finished Area
- 1500
- Below Grade Finished Area
- 1100
- Below Grade Unfinished Area
- 750
- Living Area
- 2600
- Living Area Source
- Public Records
- Basement YN
- Yes
- Fireplace YN
- No
- Bathrooms Half
- 0
- Above Grade Unfinished Area
- 0
- Non-Compliant Total SqFt
- 0
More Information
Parking Information
- Garage YN
- Yes
- Garage Spaces
- Yes
- Carport YN
- No
Building
- Year Built
- 2011
- Accessibility Features YN
- No
Lot
- Lot Size Source
- Public Records
- Lot Size Acres
- 0.88
- Lot Size Square Feet
- 38332.8
- Pool Private YN
- No
- View YN
- Yes
- Waterfront YN
- Yes
- Water Body Access YN
- No
- Water Body Name
- Lake Cumberland
- Horse YN
- No
Utilities
- Cooling YN
- Yes
- Heating YN
- Yes
- Electricity Available
- Yes
Remarks
- Public Remarks
- Welcome to your dream home in the prestigious Cumberland Shores gated community — where timeless craftsmanship meets year-round lake living. This stunning 4-bedroom, 3-bath custom brick home offers breathtaking, unobstructed views of the sparkling waters of Lake Cumberland all year long. Perfectly positioned to capture both sunrise serenity and golden evening reflections, this home blends elegance, comfort, and outdoor adventure. Boasting over 2,200 square feet (+/-) of thoughtfully designed living space, this home features rich hardwood floors that flow throughout the main living areas, adding warmth and sophistication. The spacious open-concept layout is perfect for entertaining, with generous living areas, abundant natural light, and picturesque lake views from multiple vantage points. The well-planned floor design includes four comfortable bedrooms and three full baths, offering ample space for family and guests alike. Step outside and take in peaceful mornings and relaxing evenings overlooking the water. A convenient walking path leads directly to the lake. For boating enthusiasts, you're just minutes from a nearby boat ramp, providing quick and easy access to endless days of fishing, cruising, and watersports. Located within the security and exclusivity of Cumberland Shores, this property offers privacy, scenic beauty, and the ultimate lake lifestyle — all while remaining conveniently close to local amenities. Whether you're searching for a full-time residence or the perfect lake retreat, this exceptional property delivers the very best of luxury living at Lake Cumberland. Call today to schedule a private showing!
Amenity Fee Details
- Amenity Fee YN
- No
Showing Information
- Showing Instructions
- Contact listing agent or listing office
Room Types
- Bathroom 1 Level
- First
- Bathroom 2 Level
- First
- Bathroom 3 Level
- Lower
- Bedroom 1 Level
- First
- Bedroom 2 Level
- Lower
- Bedroom 3 Level
- Lower
- Foyer Level
- First
- Kitchen Level
- First
- Living Room Level
- Lower
- Primary Bedroom Level
- First
- Bathroom 1
- Yes
- Bathroom 2
- Yes
- Bathroom 3
- Yes
- Bedroom 1
- Yes
- Bedroom 2
- Yes
- Bedroom 3
- Yes
- Foyer
- Yes
- Kitchen
- Yes
- Living Room
- Yes
- Primary Bedroom
- Yes
Currently Not Used
- List Price/Acre
- 442045.45
Tax & Legal
- Elementary School
- Bell
- Middle Or Junior School
- Wayne Co
- High School
- Wayne Co
- Tax Rate
- 1
Association/Community
- Association YN
- Yes
- Association Mandatory YN
- Yes
- Association Fee
- 200
- Association Fee Frequency
- Annually
Appliances
- Microwave
- Yes
- Range
- Yes
- Refrigerator
- Yes
Association Amenities
- None
- Yes
Association Fee Includes
- Maintenance Grounds
- Yes
Construction Materials
- Brick Veneer
- Yes
Cooling
- Central Air
- Yes
Flooring
- Carpet
- Yes
- Hardwood
- Yes
Foundation Details
- Concrete Perimeter
- Yes
Heating
- Heat Pump
- Yes
Interior Features
- Eat-in Kitchen
- Yes
- Entrance Foyer
- Yes
- Walk-In Closet(s)
- Yes
Laundry Features
- Electric Dryer Hookup
- Yes
- Washer Hookup
- Yes
Levels
- Two
- Yes
Other Equipment
- Dehumidifier
- Yes
Parking Features
- Basement
- Yes
Possession
- Negotiable
- Yes
Roof
- Shingle
- Yes
Sewer
- Septic Tank
- Yes
Structure Type
- House
- Yes
View
- Lake
- Yes
Water Heater
- Electric
- Yes
Water Source
- Public
- Yes
Window Features
- Blinds
- Yes
Showing Requirements
- Call Listing Agent
- Yes
- Call Listing Office
- Yes
Property Features
Utilities:
Electricity Available; Electricity Available
Appliances:
Microwave; Range; Refrigerator
Association Amenities:
None
Association Fee Includes:
Maintenance Grounds
Construction Materials:
Brick Veneer
Cooling:
Central Air
Flooring:
Carpet; Hardwood
Foundation Details:
Concrete Perimeter
Heating:
Heat Pump
Interior Features:
Eat-in Kitchen; Entrance Foyer; Walk-In Closet(s)
Laundry Features:
Electric Dryer Hookup; Washer Hookup
Levels:
Two
Other Equipment:
Dehumidifier
Parking Features:
Basement
Possession:
Negotiable
Roof:
Shingle
Sewer:
Septic Tank
Structure Type:
House
View:
Lake
Water Heater:
Electric
Water Source:
Public
Window Features:
Blinds
Showing Requirements:
Call Listing Agent; Call Listing Office
Room Types:
Bathroom 1; Bathroom 2; Bathroom 3; Bedroom 1; Bedroom 2; Bedroom 3; Foyer; Kitchen; Living Room; Primary Bedroom
Room Information
| Room Name | Level |
|---|---|
| Primary Bedroom | First |
| Kitchen | First |
| Bedroom 1 | First |
| Living Room | First |
| Foyer | First |
| Bathroom 1 | First |
| Bathroom 2 | First |
| Bathroom 3 | Lower |
| Bedroom 2 | Lower |
| Bedroom 3 | Lower |
| Living Room | Lower |
Listing Office:
No Wake Real Estate
Last Updated: April - 14 - 2026
Information deemed reliable but not guaranteed.

Sellers Disclosure Of Property Condition ›