514 N 7th Street, Paducah, KY 42001 (MLS# 26026251)

514 N 7th Street, Paducah, KY 42001

$379,900

Welcome to Terra Cottage studios. First floor sprinkled commercial space and private entrance airbnb. 2nd story is 3 bedroom 2 bath home.

Room for four parked cars at the back of the property. 2 story detached building is framed for future art studio, workshop or rental.

7 blocks from the riverfront. 1 block from Etc. Coffee shop. A few blocks from fine dining and world class entertainment venues.

New concrete porch and exciting well maintained elements to catch the eye.

A delightful entryway for your business or rental.

Gallery space with 1 of four fireplaces throughout the building.

Windows have been replaced with double pane wood casements.

This interior wall isn't structural and beyond it is a large closet.

This beautiful hutch stays with the home.

First floor workspace. Couldn't you envision a great cafe or nightclub here too?

ADA first floor bathroom is in the middle of activity.

First floor kitchen is plumbed for oven and refrigerator with a 3 bay ss sink. Home of the Empty Bowls project!

Rear covered patio beyond the first floor kitchen.

First floor rear patio. Next to it is a covered porch for glazing kilns.

Very cool custom raised beds for your herbs & vegetables. ADA ramp for customers.

Detached "The Shed" is framed for future art studio, workshop or airbnb.

First floor apartment has an interior and exterior entrance.

Full bath with walk in shower in the first floor apartment.

Bedroom with nice closet in first floor apartment.

44 inch wide staircase to the upstairs residence.

Upstairs living room with fireplace and front porch.

Bedroom 2 has an amazing ombre wall treatment and exposed brick.

A late 1800's marble pedestal sink in the primary dressing room.

Custom mexican tile shower & claw foot tub in primary suite.

Entertain many in this large kitchen and adjacent deck.

Property Type: Residential Bedrooms: 4 Baths: 5 Square Footage: 3,089 Lot Size (sq. ft.): 6,105 Status: Active

Current Price: $379,900 List Date: 9/22/2026 Last Modified: 11/02/2026

Overview

Description

Live and work in a funky four square perfectly positioned in Lower Town Arts District. Owned by Terra Cottage Studios since 2008, this two story building has been lovingly used as a working ceramics studio and hub for the successful Empty Bowls Project for decades. This home/business is full of eye popping & sentimental details like original glazed doorframes, four fireplaces (two with Paducah tile), exposed brick, original Mexican tiles, and a maple butcher block counter in the kitchen that came from an 1863 NYC bakery. The current owners researched insurance maps to discover Terra Cottage was originally built in 1888 as a fourplex. Since their purchase, they stabilized the foundation and turned the staircase 180 degrees to allow a commercial front entry and private upstairs dwelling entrance. The first floor is ready for your next commercial business with a waiting area, ADA bathroom, gallery/multi use rooms, and a kitchen with a 3-bay stainless sink. First floor kitchen i ... (Read more) Live and work in a funky four square perfectly positioned in Lower Town Arts District. Owned by Terra Cottage Studios since 2008, this two story building has been lovingly used as a working ceramics studio and hub for the successful Empty Bowls Project for decades. This home/business is full of eye popping & sentimental details like original glazed doorframes, four fireplaces (two with Paducah tile), exposed brick, original Mexican tiles, and a maple butcher block counter in the kitchen that came from an 1863 NYC bakery. The current owners researched insurance maps to discover Terra Cottage was originally built in 1888 as a fourplex. Since their purchase, they stabilized the foundation and turned the staircase 180 degrees to allow a commercial front entry and private upstairs dwelling entrance. The first floor is ready for your next commercial business with a waiting area, ADA bathroom, gallery/multi use rooms, and a kitchen with a 3-bay stainless sink. First floor kitchen is plumbed for gas & ice maker with a 220 outlet. The front of the first floor is sprinkled. Towards the rear of the first floor, you can have immediate supplemental income. There is a one-bedroom apartment ready for its next tenant with its own interior and rear entrance. The apartment has a cute kitchen with quirky tile, gas stove & fridge. The original wallpaper samples from the home are lovingly framed there. The apartment also has a large walk-in shower & the stackable washer and dryer is in its own utility closet. It most recently leased for $850/month long term and could bring more. The upstairs residence has a primary en suite with a custom Mexican tile bath surround & shower. There is also an 1883 beautiful marble pedestal sink in the dressing area. The 2 guest bedrooms are large with big closets and exposed brick. The upstairs doors were made in 1820 from French limousine oak & purchased in Saratoga. The upstairs eat-in kitchen has a gas oven, farmhouse sink, and large pantry with stackable washer dryer. Other cool features are the spice rack made from old film reels and custom skylights. Adjacent to the upstairs kitchen, is a large deck for grilling and entertaining. The detached 2 story rear building the owners refer to as "The Shed." It is framed out for a future art studio, airbnb or tiny home and has double pane windows and a garden shed. The backyard has custom tile & concrete raised gardening beds perfect for organizing your herbs and vegetables. Beyond the raised beds, there is room for four cars. The design has already been thought out for a garage off "The Shed" and alley. All of the electrical, plumbing & HVAC are new including commercial 3-phase grade. The interior was re-framed by adding 3.5 inch insulation & 5/8" sheetrock. The balcony tar roof is also new. Windows were all replaced with energy efficient double pane wood casement windows Front porch & balcony have had recent improvements too; vinyl ceilings, custom rail, stained concrete, electricity and fans added. There are two gas furnaces. Clean out for plumbing inside house on first floor.

Open Houses

Saturday, November 21, 10:00 am - 12:00 pm

Listing Details MLS# 26026251

Listing Information

Comp Sale YN: No
Property Sub Type: Single Family Residence

Status Change Information

Status Change Timestamp: 2026-09-22

Address

County: McCracken
Street Number: 514
Street Direction Prefix: N
Street Name: 7th
Street Suffix: Street
State: KY
Zip Code: 42001
Zip +4: 1024
Directions: Go I-24 East to Exit 4. Take a right off of Hinkleville Road. Head East towards downtown. Take a right on N 7th. Home on the left.
Parcel Number: 112-11-20-007
Tax District: Paducah Indepedent
Deed Book: 1145
Deed Page: 637

Contract

Original List Price: 379900
Start Showing Date: 2026-09-22
Listing Contract Date: 2026-09-22
Listing Agreement: Exclusive Right To Sell
Occupant Type: Occupied
Occupant Name: Michael & Victoria Terra
Office Exclusive YN: No
List Price/SqFt: 122.98

Tax Legal

MLS Area Major: 119 - McCracken County
High School District: Paducah Independent

Interior

Bedrooms Total: 4
Bathrooms Total: 5
Bathrooms Full: 4
Bathrooms Half: Yes
Above Grade Finished Area: 3089
Non-Compliant Total SqFt: 640
Living Area: 3089
Living Area Source: Public Records
Basement YN: No
Fireplace YN: Yes
Fireplaces Total: 4

More Information

Parking Information

Garage YN: No
Carport YN: No

Building

Year Built: 1907
Home Warranty YN: No
Accessibility Features YN: Yes

Lot

Lot Size Source: Public Records
Lot Size Acres: 0.14
Lot Size Square Feet: 6105
Pool Private YN: No
View YN: No
Waterfront YN: No
Water Body Access YN: No

Utilities

Cooling YN: Yes
Heating YN: Yes

Remarks

Public Remarks: Live and work in a funky four square perfectly positioned in Lower Town Arts District. Owned by Terra Cottage Studios since 2008, this two story building has been lovingly used as a working ceramics studio and hub for the successful Empty Bowls Project for decades. This home/business is full of eye popping & sentimental details like original glazed doorframes, four fireplaces (two with Paducah tile), exposed brick, original Mexican tiles, and a maple butcher block counter in the kitchen that came from an 1863 NYC bakery. The current owners researched insurance maps to discover Terra Cottage was originally built in 1888 as a fourplex. Since their purchase, they stabilized the foundation and turned the staircase 180 degrees to allow a commercial front entry and private upstairs dwelling entrance. The first floor is ready for your next commercial business with a waiting area, ADA bathroom, gallery/multi use rooms, and a kitchen with a 3-bay stainless sink. First floor kitchen is plumbed for gas & ice maker with a 220 outlet. The front of the first floor is sprinkled. Towards the rear of the first floor, you can have immediate supplemental income. There is a one-bedroom apartment ready for its next tenant with its own interior and rear entrance. The apartment has a cute kitchen with quirky tile, gas stove & fridge. The original wallpaper samples from the home are lovingly framed there. The apartment also has a large walk-in shower & the stackable washer and dryer is in its own utility closet. It most recently leased for $850/month long term and could bring more. The upstairs residence has a primary en suite with a custom Mexican tile bath surround & shower. There is also an 1883 beautiful marble pedestal sink in the dressing area. The 2 guest bedrooms are large with big closets and exposed brick. The upstairs doors were made in 1820 from French limousine oak & purchased in Saratoga. The upstairs eat-in kitchen has a gas oven, farmhouse sink, and large pantry with stackable washer dryer. Other cool features are the spice rack made from old film reels and custom skylights. Adjacent to the upstairs kitchen, is a large deck for grilling and entertaining. The detached 2 story rear building the owners refer to as "The Shed." It is framed out for a future art studio, airbnb or tiny home and has double pane windows and a garden shed. The backyard has custom tile & concrete raised gardening beds perfect for organizing your herbs and vegetables. Beyond the raised beds, there is room for four cars. The design has already been thought out for a garage off "The Shed" and alley. All of the electrical, plumbing & HVAC are new including commercial 3-phase grade. The interior was re-framed by adding 3.5 inch insulation & 5/8" sheetrock. The balcony tar roof is also new. Windows were all replaced with energy efficient double pane wood casement windows Front porch & balcony have had recent improvements too; vinyl ceilings, custom rail, stained concrete, electricity and fans added. There are two gas furnaces. Clean out for plumbing inside house on first floor.

Amenity Fee Details

Amenity Fee YN: No

Showing Information

Showing Instructions: Please make an appointment thru showingtime. 24 hour notice needed.

Room Types

Kitchen Level: Second
Primary Bedroom Level: Second

Property Features

Utilities: Cable Connected; Electricity Connected; Natural Gas Available; Sewer Connected; Water Connected; Cable Connected; Electricity Connected; Natural Gas Available; Sewer Connected; Water Connected Accessibility Features: Accessible Approach with Ramp; Accessible Entrance Appliances: Dishwasher; Dryer; Gas Range; Oven; Refrigerator; Washer Basement: Crawl Space Construction Materials: Brick Cooling: Central Air Exterior Features: Ramped Access; Other Fireplace Features: Family Room; Living Room Flooring: Carpet; Hardwood; Laminate Foundation Details: Pillar/Post/Pier; Stone; Other Heating: Forced Air; Natural Gas Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; In-Law Floorplan; Primary First Floor Laundry Features: Main Level; Upper Level Levels: Two Lot Features: Few Trees Other Structures: Shed(s); Workshop; Other Parking Features: Driveway; Off Street; Other Patio And Porch Details: Covered Porch; Front Porch; Rear Porch Patio And Porch Features: Porch Possession: Negotiable Roof: Metal Security Features: Fire Sprinkler System Sewer: Public Sewer Structure Type: House; Multi Family Water Source: Public Window Features: Insulated Windows Showing Requirements: Showing Service Room Types: Kitchen; Primary Bedroom

Room Information

Room Name	Level	Remarks
Primary Bedroom	Second	There is a one bedroom unit on the first floor also.
Kitchen	Second	There is a large kitchen on the first floor in addition to the primary kitchen on the 2nd floor.

Documents

Sellers Disclosure Of Property Condition ›

Lead Based Paint Disclosure ›

Listing Office: eXp Realty, LLC

Last Updated: November - 02 - 2026

Information deemed reliable but not guaranteed.