486 Mermie Road, Hardin, KY 42048 (MLS# 26017009)

486 Mermie Road, Hardin, KY 42048

$484,000

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34-web-or-mls-486 Mermie Rd Hardin KY 42

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Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,742 Lot Size (sq. ft.): 40,946 Status: Active

Current Price: $484,000 List Date: 7/09/2026 Last Modified: 7/09/2026

Overview

Description

Enjoy lake views, flexible living spaces, and extensive storage options all in one property. Whether you're looking for extra room, a place to entertain, or convenient access to Kentucky Lake recreation, this home offers a variety of possibilities. The interior features a large kitchen with marble tile countertops and a formal dining room centered by a cozy fireplace. 4 Bedrooms 2.5 bathrooms. An updated multi-purpose room includes a wet bar, fireplace and provides direct access to a generous rear deck. Great for entertaining Family and Friends. Storage is abundant with two attached 2-car garages (featuring new doors) and a detached 20x30 outbuilding designed for boat or recreational vehicle storage. The grounds are thoughtfully landscaped with a raised garden plot, established grapevines, and various fruit trees Property ownership includes access to Pirates Cove amenities: a community pool(new), clubhouse, sandy beach area, private boat ramp, and marina. Membership is optional.

Listing Details MLS# 26017009

Listing Information

Comp Sale YN: No
Property Sub Type: Single Family Residence

Status Change Information

Status Change Timestamp: 2026-07-09

Address

County: Marshall
Street Number: 486
Street Name: Mermie
Street Suffix: Road
State: KY
Zip Code: 42048
Zip +4: 9424
Directions: From Intersection of 641/80 take 641N approximately 8.7 miles and then take a right onto KY 402 for approximately 5.1 miles then take a left onto Pirates Cove rd and go to stop sign. Go across onto Mermie and home will be on the right
Parcel Number: 74-0A-07-008.
Tax District: 015

Contract

Original List Price: 484000
Start Showing Date: 2026-07-09
Listing Contract Date: 2026-04-19
Listing Agreement: Exclusive Right To Sell
Occupant Type: Occupied
Occupant Name: Gary and Caitlin Howard
Office Exclusive YN: No
List Price/SqFt: 176.51

Tax Legal

MLS Area Major: 115 - Marshall County
Subdivision Name: Pirates Cove
High School District: Marshall - 115

Interior

Bedrooms Total: 4
Bathrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Above Grade Finished Area: 2742
Living Area: 2742
Living Area Source: Appraiser
Basement YN: No
Fireplace YN: Yes
Fireplaces Total: 2
Below Grade Finished Area: 0
Above Grade Unfinished Area: 0
Below Grade Unfinished Area: 0
Non-Compliant Total SqFt: 0

More Information

Parking Information

Garage YN: Yes
Garage Spaces: 4
Carport YN: No

Building

Year Built: 1993
Accessibility Features YN: No

Lot

Lot Size Source: Appraiser
Lot Size Acres: 0.94
Lot Size Square Feet: 40946.4
Pool Private YN: No
View YN: Yes
Waterfront YN: No
Water Body Access YN: Yes
Horse YN: No

Utilities

Cooling YN: Yes
Heating YN: Yes

Remarks

Public Remarks: Enjoy lake views, flexible living spaces, and extensive storage options all in one property. Whether you're looking for extra room, a place to entertain, or convenient access to Kentucky Lake recreation, this home offers a variety of possibilities. The interior features a large kitchen with marble tile countertops and a formal dining room centered by a cozy fireplace. 4 Bedrooms 2.5 bathrooms. An updated multi-purpose room includes a wet bar, fireplace and provides direct access to a generous rear deck. Great for entertaining Family and Friends. Storage is abundant with two attached 2-car garages (featuring new doors) and a detached 20x30 outbuilding designed for boat or recreational vehicle storage. The grounds are thoughtfully landscaped with a raised garden plot, established grapevines, and various fruit trees Property ownership includes access to Pirates Cove amenities: a community pool(new), clubhouse, sandy beach area, private boat ramp, and marina. Membership is optional.

Amenity Fee Details

Amenity Fee YN: No

Water Body Information

Distance To Ramp/Marina: Less Than 0.5 Mile
Dock Fees Required YN: Yes

Showing Information

Showing Instructions: 24 hour notice

Room Types

Bedroom 2 Level: First
Bedroom 3 Level: First
Bedroom 4 Level: First
Dining Room Level: First
Family Room Level: First
Kitchen Level: First
Living Room Level: First
Primary Bedroom Level: First
Bedroom 2: Yes
Bedroom 3: Yes
Bedroom 4: Yes
Dining Room: Yes
Family Room: Yes
Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Currently Not Used

List Price/Acre: 514893.62

Tax & Legal

Elementary School: South Marshall
Middle Or Junior School: South Marshall
High School: Marshall
Tax Rate: 0.11

Association/Community

Association YN: No

Appliances

Dishwasher: Yes
Dryer: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes
Washer: Yes

Construction Materials

Brick Veneer: Yes
Vinyl Siding: Yes

Cooling

Central Air: Yes

Fireplace Features

Dining Room: Yes
Great Room: Yes
Propane: Yes
Wood Burning: Yes

Flooring

Carpet: Yes
Luxury Vinyl: Yes
Tile: Yes

Foundation Details

Block: Yes

Heating

Forced Air: Yes
Gas Pack: Yes
Propane: Yes
Propane Tank Owned: Yes
Wood Stove: Yes

Interior Features

Wet Bar: Yes

Laundry Features

Main Level: Yes

Levels

One: Yes

Lot Features

Landscaped: Yes

Parking Features

Attached Garage: Yes
Driveway: Yes
Garage Door Opener: Yes
Garage Faces Side: Yes

Patio And Porch Details

Covered Porch: Yes
Front Porch: Yes

Patio And Porch Features

Deck: Yes
Porch: Yes

Possession

Close Of Escrow: Yes

Sewer

Septic Tank: Yes

Structure Type

House: Yes

View

Lake: Yes
Water: Yes

Water Body Access Type

Community: Yes

Water Body Features

Boat Dock: Yes
Boat Ramp: Yes

Water Heater

Electric: Yes

Water Source

Public: Yes

Showing Requirements

Showing Service: Yes

Property Features

Appliances: Dishwasher; Dryer; Microwave; Range; Refrigerator; Washer Construction Materials: Brick Veneer; Vinyl Siding Cooling: Central Air Fireplace Features: Dining Room; Great Room; Propane; Wood Burning Flooring: Carpet; Luxury Vinyl; Tile Foundation Details: Block Heating: Forced Air; Gas Pack; Propane; Propane Tank Owned; Wood Stove Interior Features: Wet Bar Laundry Features: Main Level Levels: One Lot Features: Landscaped Parking Features: Attached Garage; Driveway; Garage Door Opener; Garage Faces Side Patio And Porch Details: Covered Porch; Front Porch Patio And Porch Features: Deck; Porch Possession: Close Of Escrow Sewer: Septic Tank Structure Type: House View: Lake; Water Water Body Access Type: Community Water Body Features: Boat Dock; Boat Ramp Water Heater: Electric Water Source: Public Showing Requirements: Showing Service Room Types: Bedroom 2; Bedroom 3; Bedroom 4; Dining Room; Family Room; Kitchen; Living Room; Primary Bedroom

Room Information

Room Name	Level	Length	Width
Primary Bedroom	First	15.60	17.10
Kitchen	First	11.10	21.60
Living Room	First	19.80	20.40
Dining Room	First	14.00	14.10
Family Room	First	23.80	21.60
Bedroom 2	First	14.00	14.10
Bedroom 3	First	11.10	12.60
Bedroom 4	First	11.10	13.20

Documents

Sellers Disclosure Of Property Condition ›

Floor Plan ›

Updates ›

Listing Office: Keller Williams Experience - Murray

Last Updated: July - 09 - 2026

Information deemed reliable but not guaranteed.