450 White Oak Drive, Nancy, KY 42544 (MLS# 26010019)

450 White Oak Drive, Nancy, KY 42544

$599,900

Property Type: Residential Bedrooms: 3 Baths: 4 Square Footage: 2,992 Lot Size (sq. ft.): 130,680 Status: Active

Current Price: $599,900 List Date: 5/06/2026 Last Modified: 5/25/2026

Overview

Description

LAKEFRONT LIVING AT ITS FINEST! Whether you're searching for the ultimate retreat or a full-time residence, this stunning 3-bedroom, 3.5-bath custom waterfront home offers it all. Enjoy breathtaking, year-round lake views and approximately 400 feet of shoreline on beautiful Lake Cumberland—a true paradise for boating, fishing, and outdoor living. Set on 3± acres, this property presents incredible potential for expansion, investment, or even VRBO opportunities. Designed and built by a builder for his own use, every detail reflects quality craftsmanship and thoughtful design. The main level features an open-concept great room with soaring ceilings, a dramatic stone gas-log fireplace, and expansive windows perfectly positioned to capture serene lake and wooded views. The spacious dining area flows seamlessly into the living space, while the private primary suite offers a spa-like ensuite bath complete with a large ceramic-tiled shower, jetted tub, and walk-in closet. Also on the main ... (Read more) LAKEFRONT LIVING AT ITS FINEST! Whether you're searching for the ultimate retreat or a full-time residence, this stunning 3-bedroom, 3.5-bath custom waterfront home offers it all. Enjoy breathtaking, year-round lake views and approximately 400 feet of shoreline on beautiful Lake Cumberland—a true paradise for boating, fishing, and outdoor living. Set on 3± acres, this property presents incredible potential for expansion, investment, or even VRBO opportunities. Designed and built by a builder for his own use, every detail reflects quality craftsmanship and thoughtful design. The main level features an open-concept great room with soaring ceilings, a dramatic stone gas-log fireplace, and expansive windows perfectly positioned to capture serene lake and wooded views. The spacious dining area flows seamlessly into the living space, while the private primary suite offers a spa-like ensuite bath complete with a large ceramic-tiled shower, jetted tub, and walk-in closet. Also on the main level: a dedicated home office with custom wood cabinetry and a convenient laundry room. Rich hickory hardwood flooring runs throughout. The walk-out lower level is equally impressive, featuring a large family room with a second stone gas-log fireplace and custom built-in media wall. Two generously sized bedrooms each include private ensuite baths and oversized walk-in closets. Durable LVP flooring extends throughout the lower level, which opens to a covered concrete patio—perfect for relaxing or entertaining. Step outside to enjoy the expansive wraparound deck with two covered, vaulted wood-accented areas—ideal for taking in the peaceful surroundings and watching eagles soar overhead. The low-maintenance exterior features durable Hardie board siding. Additional highlights include an oversized concrete driveway, attached 2-car garage, and a separate 22x30 boathouse/workshop with electric. A short walk or ATV ride leads you directly to the water, and you're just minutes from White Oak Boat Ramp and Lees Ford Marina. Abundant wildlife, unmatched views, and endless possibilities—this waterfront gem is a rare find.

Listing Details MLS# 26010019

Listing Information

Comp Sale YN: No
Property Sub Type: Single Family Residence

Status Change Information

Status Change Timestamp: 2026-05-06

Address

County: Pulaski
Street Number: 450
Street Name: White Oak
Street Suffix: Drive
State: KY
Zip Code: 42544
Directions: Hwy 27 to W Hwy 80. Follow to Hwy 235. Take Hwy 235 to Mill Springs Rd on the right. Make the first Right onto White Oak and Drive to home is on the right. No sign Latitude: 36.979032 Longitude: -84.772123
Parcel Number: 023-5-0-01

Contract

Original List Price: 599900
Start Showing Date: 2026-05-06
Listing Contract Date: 2026-04-28
Listing Agreement: Exclusive Right To Sell
Occupant Type: Vacant
Office Exclusive YN: No
List Price/SqFt: 200.5

Tax Legal

MLS Area Major: 906 - Northwest Pulaski County
Subdivision Name: Rural
High School District: Pulaski County - 45

Interior

Bedrooms Total: 3
Bathrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Above Grade Finished Area: 2992
Living Area: 2992
Living Area Source: Public Records
Basement YN: Yes
Fireplace YN: Yes
Fireplaces Total: 2
Below Grade Finished Area: 0
Above Grade Unfinished Area: 0
Below Grade Unfinished Area: 0

More Information

Parking Information

Garage YN: Yes
Garage Spaces: 4
Carport YN: No

Building

Year Built: 2009
Accessibility Features YN: No

Lot

Lot Size Source: Public Records
Lot Size Acres: 3
Lot Size Square Feet: 130680
Pool Private YN: No
View YN: Yes
Waterfront YN: Yes
Water Body Access YN: Yes
Water Body Name: Lake Cumberland
Horse YN: No

Utilities

Cooling YN: Yes
Heating YN: Yes

Remarks

Public Remarks: LAKEFRONT LIVING AT ITS FINEST! Whether you're searching for the ultimate retreat or a full-time residence, this stunning 3-bedroom, 3.5-bath custom waterfront home offers it all. Enjoy breathtaking, year-round lake views and approximately 400 feet of shoreline on beautiful Lake Cumberland—a true paradise for boating, fishing, and outdoor living. Set on 3± acres, this property presents incredible potential for expansion, investment, or even VRBO opportunities. Designed and built by a builder for his own use, every detail reflects quality craftsmanship and thoughtful design. The main level features an open-concept great room with soaring ceilings, a dramatic stone gas-log fireplace, and expansive windows perfectly positioned to capture serene lake and wooded views. The spacious dining area flows seamlessly into the living space, while the private primary suite offers a spa-like ensuite bath complete with a large ceramic-tiled shower, jetted tub, and walk-in closet. Also on the main level: a dedicated home office with custom wood cabinetry and a convenient laundry room. Rich hickory hardwood flooring runs throughout. The walk-out lower level is equally impressive, featuring a large family room with a second stone gas-log fireplace and custom built-in media wall. Two generously sized bedrooms each include private ensuite baths and oversized walk-in closets. Durable LVP flooring extends throughout the lower level, which opens to a covered concrete patio—perfect for relaxing or entertaining. Step outside to enjoy the expansive wraparound deck with two covered, vaulted wood-accented areas—ideal for taking in the peaceful surroundings and watching eagles soar overhead. The low-maintenance exterior features durable Hardie board siding. Additional highlights include an oversized concrete driveway, attached 2-car garage, and a separate 22x30 boathouse/workshop with electric. A short walk or ATV ride leads you directly to the water, and you're just minutes from White Oak Boat Ramp and Lees Ford Marina. Abundant wildlife, unmatched views, and endless possibilities—this waterfront gem is a rare find.

Amenity Fee Details

Amenity Fee YN: No

Water Body Information

Distance To Ramp/Marina: Less Than 5 Miles
Dock Fees Required YN: No

Room Types

Kitchen Level: First
Primary Bedroom Level: First
Kitchen: Yes
Primary Bedroom: Yes

Currently Not Used

List Price/Acre: 199966.67

Tax & Legal

Elementary School: Nancy
Middle Or Junior School: Southern
High School: Southwestern
Tax Rate: 0.0825

Association/Community

Association YN: No

Appliances

Dishwasher: Yes
Microwave: Yes
Range: Yes
Refrigerator: Yes

Construction Materials

HardiPlank Type: Yes

Cooling

Heat Pump: Yes

Fencing

None: Yes

Fireplace Features

Basement: Yes
Living Room: Yes

Flooring

Laminate: Yes
Tile: Yes
Wood: Yes

Foundation Details

Concrete Perimeter: Yes

Heating

Forced Air: Yes

Laundry Features

Main Level: Yes

Levels

Two: Yes

Other Structures

Shed(s): Yes

Parking Features

Attached Garage: Yes
Detached Garage: Yes

Patio And Porch Features

Patio: Yes
Porch: Yes

Possession

Negotiable: Yes

Sewer

Septic Tank: Yes

Structure Type

House: Yes

View

Lake: Yes

Water Body Access Type

Public Accessible: Yes

Water Body Features

Direct Access: Yes

Water Source

Public: Yes

Window Features

Blinds: Yes

Showing Requirements

Call Listing Agent: Yes
Call Listing Office: Yes
No Sign: Yes

Property Features

Appliances: Dishwasher; Microwave; Range; Refrigerator Construction Materials: HardiPlank Type Cooling: Heat Pump Fencing: None Fireplace Features: Basement; Living Room Flooring: Laminate; Tile; Wood Foundation Details: Concrete Perimeter Heating: Forced Air Laundry Features: Main Level Levels: Two Other Structures: Shed(s) Parking Features: Attached Garage; Detached Garage Patio And Porch Features: Patio; Porch Possession: Negotiable Sewer: Septic Tank Structure Type: House View: Lake Water Body Access Type: Public Accessible Water Body Features: Direct Access Water Source: Public Window Features: Blinds Showing Requirements: Call Listing Agent; Call Listing Office; No Sign Room Types: Kitchen; Primary Bedroom

Room Information

Room Name	Level
Primary Bedroom	First
Kitchen	First

Documents

Sellers Disclosure Of Property Condition ›

2nd sellers disclosure ›

Listing Office: Keller Williams Bluegrass Realty - Lake Cumberland

Last Updated: May - 25 - 2026

Information deemed reliable but not guaranteed.