4432 River Ridge Road, Lexington, KY 40515

New Listing
$610,000
Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 4,254 Lot Size (sq. ft.): 8,546 Status: Active
Current Price: $610,000 List Date: 6/05/2026 Last Modified: 6/05/2026

Overview

Description

Beautifully maintained, spacious two-story home on a finished walkout basement offering generous living space for a growing or multigenerational family in the highly desirable Waterford subdivision! From the moment you arrive, you'll appreciate the beautifully landscaped front yard and inviting covered front porch. Inside, the entire home has been freshly painted, and a brand-new roof is scheduled to be installed prior to closing. The double-sided fireplace creates a warm and welcoming atmosphere from both the living room and kitchen area. The home features a well-appointed kitchen with beautiful granite countertops, a spacious breakfast area and separate dining room which offer functionality and style for everyday living and entertaining.This home features four spacious bedrooms upstairs, including a large primary suite with tray ceiling, separate vanities, soaking tub, separate shower, and dual walk-in closets. One bedroom includes a bonus room great for many uses. The finished wal ...

Listing Details MLS# 26012938

Listing Information

Comp Sale YN
No
Property Sub Type
Single Family Residence

Status Change Information

Status Change Timestamp
2026-06-05

Address

County
Fayette
Street Number
4432
Street Name
River Ridge
Street Suffix
Road
State
KY
Zip Code
40515
Zip +4
6084
Directions
Man O' War to Waterford Subdivision Entrance, Left on Ridgewater Drive, Left on Brookridge Drive, Left on Poplar Springs, Left on River Ridge, Home on Right.
Parcel Number
38013900
Tax District
01

Contract

Original List Price
610000
Start Showing Date
2026-06-05
Listing Contract Date
2026-06-05
Listing Agreement
Exclusive Right To Sell
Occupant Type
Occupied
Office Exclusive YN
No
List Price/SqFt
143.39

Tax Legal

MLS Area Major
003 - Fayette County SE
Subdivision Name
Waterford
High School District
Fayette County - 1

Interior

Bedrooms Total
5
Bathrooms Total
4
Bathrooms Full
3
Bathrooms Half
Yes
Above Grade Finished Area
2957
Below Grade Finished Area
1297
Below Grade Unfinished Area
612
Living Area
4254
Living Area Source
Appraiser
Basement YN
Yes
Fireplace YN
Yes
Fireplaces Total
2
Above Grade Unfinished Area
0

More Information

Parking Information

Garage YN
Yes
Garage Spaces
2
Carport YN
No

Building

Year Built
2000
Accessibility Features YN
No

Lot

Lot Size Source
Public Records
Lot Size Acres
0.196
Lot Size Square Feet
8546
Pool Private YN
No
View YN
Yes
Waterfront YN
No
Water Body Access YN
No
Horse YN
No

Utilities

Cooling YN
Yes
Heating YN
Yes
Electricity Connected
Yes
Natural Gas Connected
Yes
Underground Utilities
Yes

Remarks

Public Remarks
Beautifully maintained, spacious two-story home on a finished walkout basement offering generous living space for a growing or multigenerational family in the highly desirable Waterford subdivision! From the moment you arrive, you'll appreciate the beautifully landscaped front yard and inviting covered front porch. Inside, the entire home has been freshly painted, and a brand-new roof is scheduled to be installed prior to closing. The double-sided fireplace creates a warm and welcoming atmosphere from both the living room and kitchen area. The home features a well-appointed kitchen with beautiful granite countertops, a spacious breakfast area and separate dining room which offer functionality and style for everyday living and entertaining.This home features four spacious bedrooms upstairs, including a large primary suite with tray ceiling, separate vanities, soaking tub, separate shower, and dual walk-in closets. One bedroom includes a bonus room great for many uses. The finished walkout basement offers exceptional flexibility with a large family room, kitchenette, dining area, a spacious bedroom, full bath, bonus room ideal for a home office, craft room or fitness space, plus an abundant unfinished storage room. Whether hosting extended family, entertaining guests, or simply enjoying everyday living, this level provides room for it all. Outdoor living is equally impressive with a large deck and spacious screened porch overlooking a picturesque meandering stream and mature canopy of trees. The peaceful setting creates a private retreat perfect for relaxing, entertaining, or enjoying nature year-round. Waterford is one of Lexington's most beloved communities, known for its welcoming atmosphere, beautiful surroundings, and exceptional convenience. Close to Veterans Park Elementary and nearby Veterans Park with its extensive walking and biking trails, playgrounds, and ball fields. Located within a vibrant homeowners association featuring a swimming pool, pickleball courts, clubhouse, and a variety of community events throughout the year, and just minutes from Whole Foods, The Summit at Fritz Farm, Fayette Mall, restaurants, healthcare, and major commuter routes. This home offers the perfect combination of space, location, community, and lifestyle.

Amenity Fee Details

Amenity Fee YN
No

Room Types

Bathroom 1 Level
First
Bathroom 2 Level
Second
Bathroom 3 Level
Lower
Bedroom 3 Level
Second
Bedroom 4 Level
Second
Bedroom 5 Level
Lower
Bonus Room Level
Lower
Dining Room Level
First
Foyer Level
First
Great Room Level
Lower
Kitchen Level
First
Living Room Level
First
Other Level
First
Primary Bedroom Level
Second
Utility Room Level
First
Bathroom 1
Yes
Bathroom 2
Yes
Bathroom 3
Yes
Bedroom 1
Yes
Bedroom 3
Yes
Bedroom 4
Yes
Bedroom 5
Yes
Bonus Room
Yes
Dining Room
Yes
Family Room
Yes
Foyer
Yes
Great Room
Yes
Kitchen
Yes
Living Room
Yes
Other
Yes
Primary Bedroom
Yes
Utility Room
Yes

Currently Not Used

List Price/Acre
3112244.9

Tax & Legal

Elementary School
Veterans
Middle Or Junior School
Southern
High School
Tates Creek
Tax Rate
1.2638
Inside New Circle Road YN
No

Association/Community

Association YN
Yes
Association Mandatory YN
Yes
Association Fee
550
Association Fee Frequency
Annually

Appliances

Dishwasher
Yes
Disposal
Yes
Dryer
Yes
Microwave
Yes
Range
Yes
Washer
Yes

Association Amenities

Clubhouse
Yes
Pool
Yes
Recreation Facilities
Yes
Tennis Court(s)
Yes

Association Fee Includes

Other
Yes

Attic Features

Access Only
Yes
Pull-Down Stairs
Yes

Basement

Exterior Entry
Yes
Finished
Yes
Partial
Yes
Walk-Out Access
Yes

Community Features

Pickleball
Yes
Pool
Yes

Construction Materials

Brick Veneer
Yes
Vinyl Siding
Yes

Cooling

Ceiling Fan(s)
Yes
Central Air
Yes
Electric
Yes
Zoned
Yes

Fencing

Wood
Yes

Fireplace Features

Basement
Yes
Gas Starter
Yes
Kitchen
Yes
Living Room
Yes

Flooring

Carpet
Yes
Hardwood
Yes
Tile
Yes

Foundation Details

Concrete Perimeter
Yes

Heating

Forced Air
Yes
Natural Gas
Yes
Zoned
Yes

Interior Features

Breakfast Bar
Yes
Ceiling Fan(s)
Yes
Eat-in Kitchen
Yes
Entrance Foyer
Yes
Soaking Tub
Yes
Walk-In Closet(s)
Yes

Laundry Features

Main Level
Yes

Levels

Three Or More
Yes

Lot Features

Many Trees
Yes

Parking Features

Attached Garage
Yes

Patio And Porch Details

Front Porch
Yes
Screened Porch
Yes

Patio And Porch Features

Deck
Yes
Porch
Yes

Possession

Close Of Escrow
Yes

Roof

Dimensional Style
Yes

Sewer

Public Sewer
Yes

Structure Type

House
Yes

View

Trees/Woods
Yes

Water Source

Public
Yes

Window Features

Blinds
Yes

Showing Requirements

Showing Service
Yes

Property Features

Utilities: Electricity Connected; Natural Gas Connected; Underground Utilities; Electricity Connected; Natural Gas Connected; Underground Utilities Appliances: Dishwasher; Disposal; Dryer; Microwave; Range; Washer Association Amenities: Clubhouse; Pool; Recreation Facilities; Tennis Court(s) Association Fee Includes: Other Attic Features: Access Only; Pull-Down Stairs Basement: Exterior Entry; Finished; Partial; Walk-Out Access Community Features: Pickleball; Pool Construction Materials: Brick Veneer; Vinyl Siding Cooling: Ceiling Fan(s); Central Air; Electric; Zoned Fencing: Wood Fireplace Features: Gas Starter; Kitchen; Living Room Flooring: Carpet; Hardwood; Tile Foundation Details: Concrete Perimeter Heating: Forced Air; Natural Gas; Zoned Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Soaking Tub; Walk-In Closet(s) Laundry Features: Main Level Levels: Three Or More Lot Features: Many Trees Parking Features: Attached Garage Patio And Porch Details: Front Porch; Screened Porch Patio And Porch Features: Deck; Porch Possession: Close Of Escrow Roof: Dimensional Style Sewer: Public Sewer Structure Type: House View: Trees/Woods Water Source: Public Window Features: Blinds Showing Requirements: Showing Service Room Types: Bathroom 1; Bathroom 2; Bathroom 3; Bedroom 1; Bedroom 3; Bedroom 4; Bedroom 5; Bonus Room; Dining Room; Family Room; Foyer; Great Room; Kitchen; Living Room; Other; Primary Bedroom; Utility Room

Room Information

Room Name Level Remarks
Primary Bedroom First
Kitchen First
Living Room First
Foyer First
Bathroom 1 First half bath
Other First Breakfast nook
Dining Room First
Utility Room First
Primary Bedroom Second
Bedroom 3 Second
Bedroom 4 Second
Bedroom 5 Second
Bathroom 2 Second Full Bath
Great Room Lower
Bathroom 3 Lower full bath
Bonus Room Lower
Bedroom 5 Lower
Listing Office: Rector Hayden Realtors
Last Updated: June - 05 - 2026
Information deemed reliable but not guaranteed.