439 Eagles Bluff Road, Monticello, KY 42633 (MLS# 26009923)

439 Eagles Bluff Road, Monticello, KY 42633

$280,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,568 Lot Size (sq. ft.): 289,674 Status: Active

Current Price: $280,000 List Date: 7/23/2026 Last Modified: 9/13/2026

Overview

Description

LAKE CUMBERLAND OPPORTUNITY WITH WATERFRONT PROPERTY LINE! Whether you're looking for a peaceful weekend retreat vacation home, an investment property for short term rentals, or your next renovation project, this 3-bedroom, 1.5-bath home on 6.65± acres offers incredible potential. While the home is ready for cosmetic updates, its spacious layout and unbeatable location make it an excellent candidate for a place to get away or profitable lake rental. Surrounded by mature timber (that could be sold) and abundant wildlife, you'll enjoy frequent sightings of deer, turkey, and even eagles that give Eagles Bluff Road its name. The property line extends to the water behind the home, providing the feel of waterfront living, and the neighborhood boat ramp on Otter Creek offers convenient access to beautiful Lake Cumberland for boating, fishing, swimming, and kayaking. Only a couple of miles to Sid Bell Falls. Inside, you'll find an open-concept living and kitchen area with an eat-in island ... (Read more)

Listing Details MLS# 26009923

Listing Information

Comp Sale YN: No
Property Sub Type: Single Family Residence

Status Change Information

Price Change Timestamp: 2026-09-13T20:45:11Z
Status Change Timestamp: 2026-07-23
Back on Market Date: 2026-07-23

Address

County: Wayne
Street Number: 439
Street Name: Eagles Bluff
Street Suffix: Road
State: KY
Zip Code: 42633
Directions: 90 west to Hwy 1546, turn left onto Old Sawmill Road, Left onto Eagles Bluff Rd, 4 tenths of a mile on left
Parcel Number: 005-40-03-016.00

Contract

Original List Price: 335000
Start Showing Date: 2026-05-05
Listing Contract Date: 2026-05-04
Listing Agreement: Exclusive Right To Sell
Occupant Type: Vacant
Office Exclusive YN: No
List Price/SqFt: 178.57

Tax Legal

MLS Area Major: 070 - Wayne County
Subdivision Name: Rural
High School District: Wayne County - 70

Interior

Bedrooms Total: 3
Bathrooms Total: 2
Bathrooms Full: Yes
Bathrooms Half: Yes
Above Grade Finished Area: 1568
Living Area: 1568
Living Area Source: Public Records
Basement YN: No
Fireplace YN: Yes
Fireplaces Total: Yes

More Information

Parking Information

Garage YN: Yes
Garage Spaces: 2
Carport YN: No

Building

Year Built: 1993
Accessibility Features YN: No

Lot

Lot Size Source: Public Records
Lot Size Acres: 6.65
Lot Size Square Feet: 289674
Pool Private YN: No
Waterfront YN: No
Water Body Access YN: Yes
Horse YN: No

Utilities

Cooling YN: Yes
Heating YN: Yes

Remarks

Public Remarks: LAKE CUMBERLAND OPPORTUNITY WITH WATERFRONT PROPERTY LINE! Whether you're looking for a peaceful weekend retreat vacation home, an investment property for short term rentals, or your next renovation project, this 3-bedroom, 1.5-bath home on 6.65± acres offers incredible potential. While the home is ready for cosmetic updates, its spacious layout and unbeatable location make it an excellent candidate for a place to get away or profitable lake rental. Surrounded by mature timber (that could be sold) and abundant wildlife, you'll enjoy frequent sightings of deer, turkey, and even eagles that give Eagles Bluff Road its name. The property line extends to the water behind the home, providing the feel of waterfront living, and the neighborhood boat ramp on Otter Creek offers convenient access to beautiful Lake Cumberland for boating, fishing, swimming, and kayaking. Only a couple of miles to Sid Bell Falls. Inside, you'll find an open-concept living and kitchen area with an eat-in island, a large sunroom, a spacious deck perfect for entertaining, and a covered front porch where you can relax and enjoy the peaceful surroundings. There's also a two-car garage and plenty of storage space. And with so much acreage there is still potential for so much more - boat storage, detached garage, or even a second home! With its combination of acreage, privacy, water access, and investment potential, this property is a rare opportunity to create your own Lake Cumberland escape. Schedule your private showing today!

Amenity Fee Details

Amenity Fee YN: No

Water Body Information

Distance To Ramp/Marina: Less Than 3 Miles
Dock Fees Required YN: No

Showing Information

Showing Instructions: Call listing agent.

Room Types

Kitchen Level: Lower
Primary Bedroom Level: First

Property Features

Utilities: Cable Available; Electricity Connected; Phone Available; Propane; Water Connected; Cable Available; Electricity Connected; Phone Available; Propane; Water Connected Appliances: Dishwasher; Range; Refrigerator Basement: Crawl Space Construction Materials: Stone; Vinyl Siding Cooling: Central Air; Heat Pump Exterior Features: Awning(s); Outdoor Grill Fencing: Wood Fireplace Features: Gas Log Flooring: Laminate Foundation Details: Concrete Perimeter Heating: Heat Pump; Propane; Propane Tank Leased Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Primary First Floor; Soaking Tub Laundry Features: Main Level Levels: One and One Half Lot Features: Landscaped; Many Trees; Secluded; Wooded Other Structures: Shed(s) Parking Features: Attached Garage; Driveway; Garage Door Opener; Garage Faces Front Patio And Porch Details: Covered Patio; Glass Enclosed Patio; Rear Patio; Front Porch Patio And Porch Features: Deck; Patio; Porch Possession: Close Of Escrow Roof: Metal Sewer: Septic Tank Structure Type: House Water Body Access Type: Community; Private Access Water Body Features: Boat Ramp; Gravel Ramp Water Heater: Electric Water Source: Public Window Features: Blinds; Insulated Windows Showing Requirements: Call Listing Agent Room Types: Kitchen; Primary Bedroom

Room Information

Room Name	Level
Primary Bedroom	First
Kitchen	Lower

Documents

Sellers Disclosure Of Property Condition ›

Listing Office: CENTURY 21 Advantage Realty

Last Updated: September - 13 - 2026

Information deemed reliable but not guaranteed.