1560 Bell Phipps Road, Monticello, KY 42633 (MLS# 26019708)

1560 Bell Phipps Road, Monticello, KY 42633

$485,000

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 2,177 Lot Size (sq. ft.): 108,900 Status: Active

Current Price: $485,000 List Date: 7/24/2026 Last Modified: 7/24/2026

Overview

Description

Rare opportunity to own a one of a kind property on approximately 2.5 secluded, wooded acres just minutes from two concrete boat ramps on beautiful Lake Cumberland. Whether you're looking for a full time residence, vacation home, or investment property with short term rental potential, this unique estate offers endless possibilities. The custom built primary home features soaring 12 foot ceilings, crown molding, stained glass windows, custom built-ins, abundant cabinetry and countertop space, a walk-in pantry, steam room, laundry chute, an oversized walk-in shower in the primary suite, and a built-in bed with integrated storage. An unfinished upper level with 12-foot ceilings offers excellent potential for additional bedrooms, a game room, home office, or expanded living space. The detached guest house is located above the oversized two-bay garage and is ideal as a mother-in-law suite, private guest quarters, or income-producing Airbnb. It features a full kitchen, spacious living area ... (Read more)

Listing Details MLS# 26019708

Listing Information

Comp Sale YN: No
Property Sub Type: Single Family Residence

Status Change Information

Status Change Timestamp: 2026-07-24

Address

County: Wayne
Street Number: 1560
Street Name: Bell Phipps
Street Suffix: Road
State: KY
Zip Code: 42633
Zip +4: 8221
Directions: From highway 90, turn right onto highway 1546. Travel approximately 3.5 miles, continue straight onto mural rd. Turn right onto Bell Phipps Rd. continue to the end of the road to the property on the right.
Parcel Number: 014-00-00-009.04

Contract

Original List Price: 485000
Start Showing Date: 2026-07-24
Listing Contract Date: 2026-07-24
Listing Agreement: Exclusive Right To Sell
Occupant Type: Occupied
Office Exclusive YN: No
List Price/SqFt: 222.78

Tax Legal

MLS Area Major: 070 - Wayne County
Subdivision Name: Rural
High School District: Wayne County - 70

Interior

Bedrooms Total: 4
Bathrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Above Grade Finished Area: 2177
Living Area: 2177
Living Area Source: Public Records
Basement YN: No
Fireplace YN: Yes
Fireplaces Total: 2
Below Grade Finished Area: 0
Above Grade Unfinished Area: 0
Below Grade Unfinished Area: 0
Non-Compliant Total SqFt: 0

More Information

Parking Information

Garage YN: Yes
Garage Spaces: 3
Carport YN: No

Building

Year Built: 2014
Home Warranty YN: No
Accessibility Features YN: No

Lot

Lot Size Source: Public Records
Lot Size Acres: 2.5
Lot Size Square Feet: 108900
Pool Private YN: No
View YN: Yes
Waterfront YN: No
Water Body Access YN: No
Horse YN: Yes

Utilities

Cooling YN: Yes
Heating YN: Yes
Electricity Connected: Yes
Propane: Yes
Water Connected: Yes

Remarks

Public Remarks: Rare opportunity to own a one of a kind property on approximately 2.5 secluded, wooded acres just minutes from two concrete boat ramps on beautiful Lake Cumberland. Whether you're looking for a full time residence, vacation home, or investment property with short term rental potential, this unique estate offers endless possibilities. The custom built primary home features soaring 12 foot ceilings, crown molding, stained glass windows, custom built-ins, abundant cabinetry and countertop space, a walk-in pantry, steam room, laundry chute, an oversized walk-in shower in the primary suite, and a built-in bed with integrated storage. An unfinished upper level with 12-foot ceilings offers excellent potential for additional bedrooms, a game room, home office, or expanded living space. The detached guest house is located above the oversized two-bay garage and is ideal as a mother-in-law suite, private guest quarters, or income-producing Airbnb. It features a full kitchen, spacious living area with king-size sleeping space, a full bath with a walk-in shower, two built-in twin window beds, and a loft for additional sleeping accommodations. The garage level also includes a laundry area and convenient half bath. Outside, you'll enjoy multiple decks, two covered porches, a screened-in porch, beautifully landscaped grounds, peaceful sitting areas, and a fire pit. This would be perfect for entertaining or relaxing after a day on Lake Cumberland. Underground utilities and city water provide modern convenience while preserving the property's private, natural setting. Properties offering this combination of privacy, acreage, proximity to Lake Cumberland, guest accommodations, and short-term rental potential are hard to find. Schedule your private showing today.

Amenity Fee Details

Amenity Fee YN: No

Showing Information

Showing Instructions: Call Listing Agent - ShowingTime

Room Types

Bathroom 1 Level: First
Bathroom 2 Level: First
Bathroom 3 Level: First
Bedroom 2 Level: First
Bedroom 3 Level: First
Bedroom 4 Level: First
Dining Room Level: First
Kitchen Level: First
Living Room Level: First
Other Level: First
Primary Bedroom Level: First
Bathroom 1: Yes
Bathroom 2: Yes
Bathroom 3: Yes
Bedroom 2: Yes
Bedroom 3: Yes
Bedroom 4: Yes
Dining Room: Yes
Kitchen: Yes
Living Room: Yes
Other: Yes
Primary Bedroom: Yes

Currently Not Used

List Price/Acre: 194000

Tax & Legal

Elementary School: Bell
Middle Or Junior School: Wayne Co
High School: Wayne Co
Tax Rate: 0.94

Association/Community

Association YN: No

Architectural Style

Colonial: Yes

Attic Features

Access Only: Yes
Pull-Down Stairs: Yes

Basement

Crawl Space: Yes

Construction Materials

Brick Veneer: Yes
HardiPlank Type: Yes

Cooling

Attic Fan: Yes
Electric: Yes
Heat Pump: Yes

Exterior Features

Other: Yes

Fireplace Features

Electric: Yes
Free Standing: Yes
Gas Log: Yes
Living Room: Yes
Propane: Yes
Ventless: Yes

Flooring

Carpet: Yes
Hardwood: Yes
Tile: Yes

Foundation Details

Concrete Perimeter: Yes

Heating

Electric: Yes
Heat Pump: Yes
Propane Tank Leased: Yes

Horse Amenities

None: Yes

Interior Features

Ceiling Fan(s): Yes
Primary First Floor: Yes
Walk-In Closet(s): Yes

Laundry Features

Electric Dryer Hookup: Yes
Main Level: Yes
Washer Hookup: Yes

Levels

One: Yes

Lot Features

Secluded: Yes
Wooded: Yes

Other Structures

Guest House: Yes
Shed(s): Yes
Workshop: Yes

Parking Features

Attached Garage: Yes
Detached Garage: Yes
Driveway: Yes
Garage Door Opener: Yes
Garage Faces Front: Yes
Garage Faces Side: Yes
Workshop: Yes

Patio And Porch Details

Covered Patio: Yes
Rear Patio: Yes
Covered Porch: Yes
Front Porch: Yes

Patio And Porch Features

Deck: Yes
Patio: Yes
Porch: Yes

Possession

Close Plus 30 Days: Yes
Negotiable: Yes

Roof

Dimensional Style: Yes
Shingle: Yes

Sewer

Septic Tank: Yes

Structure Type

House: Yes

View

Farm: Yes
Lake: Yes
Mountain(s): Yes
Rural: Yes
Trees/Woods: Yes

Water Heater

Electric: Yes

Water Source

Public: Yes

Window Features

Blinds: Yes
Screens: Yes

Showing Requirements

Call Listing Agent: Yes
Showing Service: Yes

Property Features

Utilities: Electricity Connected; Propane; Water Connected; Electricity Connected; Propane; Water Connected Architectural Style: Colonial Attic Features: Access Only; Pull-Down Stairs Basement: Crawl Space Construction Materials: Brick Veneer; HardiPlank Type Cooling: Attic Fan; Electric; Heat Pump Exterior Features: Other Fireplace Features: Electric; Free Standing; Gas Log; Living Room; Propane; Ventless Flooring: Carpet; Hardwood; Tile Foundation Details: Concrete Perimeter Heating: Electric; Heat Pump; Propane Tank Leased Horse Amenities: None Interior Features: Ceiling Fan(s); Primary First Floor; Walk-In Closet(s) Laundry Features: Electric Dryer Hookup; Main Level; Washer Hookup Levels: One Lot Features: Secluded; Wooded Other Structures: Guest House; Shed(s); Workshop Parking Features: Attached Garage; Detached Garage; Driveway; Garage Door Opener; Garage Faces Front; Garage Faces Side; Workshop Patio And Porch Details: Covered Patio; Rear Patio; Covered Porch; Front Porch Patio And Porch Features: Deck; Patio; Porch Possession: Close Plus 30 Days; Negotiable Roof: Dimensional Style; Shingle Sewer: Septic Tank Structure Type: House View: Farm; Lake; Mountain(s); Rural; Trees/Woods Water Heater: Electric Water Source: Public Window Features: Blinds; Screens Showing Requirements: Call Listing Agent; Showing Service Room Types: Bathroom 1; Bathroom 2; Bathroom 3; Bedroom 2; Bedroom 3; Bedroom 4; Dining Room; Kitchen; Living Room; Other; Primary Bedroom

Room Information

Room Name	Level	Remarks
Bathroom 1	First	Primary
Other	First	Walk in pantry
Kitchen	First	Guest house
Bedroom 4	First	Guest house
Bathroom 3	First	Guest house
Living Room	First	Guest house
Kitchen	First
Living Room	First
Dining Room	First
Primary Bedroom	First
Bedroom 2	First
Bedroom 3	First
Bathroom 2	First

Documents

Sellers Disclosure Of Property Condition ›

SD Guest House ›

Listing Office: No Wake Real Estate

Last Updated: July - 24 - 2026

Information deemed reliable but not guaranteed.