120 Saratoga Circle, Richmond, KY 40475

$350,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,415 Lot Size (sq. ft.): 16,374 Status: Active
Current Price: $350,000 List Date: 7/23/2026 Last Modified: 7/29/2026

Overview

Description

Welcome to 120 Saratoga Circle—a spacious, well-maintained home nestled in one of Richmond's established neighborhoods! Offering over 2,400 finished square feet, this home provides the perfect blend of comfort, functionality, and opportunity. Step inside to discover generous living spaces designed for everyday living and entertaining. The main level features a welcoming layout with abundant natural light, spacious bedrooms, and plenty of room for family and guests. The finished walkout basement adds valuable living space that's ideal for a second family room, recreation area, home office, gym, or guest retreat. While the kitchen maintains its original charm, the home has been lovingly cared for and offers the perfect canvas to add your own personal style and updates over time. With solid bones, an excellent floor plan, and ample finished square footage, this property delivers exceptional value. Outside, enjoy a peaceful setting with space to relax, entertain, or simply unwind. Con ...

Listing Details MLS# 26019414

Listing Information

Comp Sale YN
No
Property Sub Type
Single Family Residence

Status Change Information

Price Change Timestamp
2026-07-29T22:23:25Z
Status Change Timestamp
2026-07-22

Address

County
Madison
Street Number
120
Street Name
Saratoga
Street Suffix
Circle
State
KY
Zip Code
40475
Zip +4
8302
Directions
From I-75, take Exit 90 and travel North on US-25/Lexington Road for approximately 0.6 miles. Turn right onto Saratoga Drive, continue onto Saratoga Circle, and the property will be on the right.
Parcel Number
054C-0003-0055
Tax District
Richmond City

Contract

Original List Price
362500
Start Showing Date
2026-07-22
Listing Contract Date
2026-07-21
Listing Agreement
Exclusive Right To Sell
Occupant Type
Occupied
Office Exclusive YN
No
List Price/SqFt
144.93

Tax Legal

MLS Area Major
008 - Madison County
Subdivision Name
Saratoga Circle
High School District
Madison County - 8

Interior

Bedrooms Total
4
Bathrooms Total
3
Bathrooms Full
3
Above Grade Finished Area
1568
Below Grade Finished Area
847
Below Grade Unfinished Area
721
Living Area
2415
Living Area Source
Listing Agent Measured
Basement YN
Yes
Fireplace YN
Yes
Fireplaces Total
2
Bathrooms Half
0
Above Grade Unfinished Area
0

More Information

Parking Information

Garage YN
Yes
Garage Spaces
2
Carport YN
No

Building

Year Built
1991
Home Warranty YN
No
Accessibility Features YN
No

Lot

Lot Size Source
Public Records
Lot Size Acres
0.2
Lot Size Square Feet
16374
Pool Private YN
No
View YN
No
Waterfront YN
No
Water Body Access YN
No
Horse YN
No

Utilities

Cooling YN
Yes
Heating YN
Yes
Cable Available
Yes
Electricity Connected
Yes
Natural Gas Available
Yes
Phone Available
Yes
Sewer Connected
Yes
Water Connected
Yes

Remarks

Public Remarks
Welcome to 120 Saratoga Circle—a spacious, well-maintained home nestled in one of Richmond's established neighborhoods! Offering over 2,400 finished square feet, this home provides the perfect blend of comfort, functionality, and opportunity. Step inside to discover generous living spaces designed for everyday living and entertaining. The main level features a welcoming layout with abundant natural light, spacious bedrooms, and plenty of room for family and guests. The finished walkout basement adds valuable living space that's ideal for a second family room, recreation area, home office, gym, or guest retreat. While the kitchen maintains its original charm, the home has been lovingly cared for and offers the perfect canvas to add your own personal style and updates over time. With solid bones, an excellent floor plan, and ample finished square footage, this property delivers exceptional value. Outside, enjoy a peaceful setting with space to relax, entertain, or simply unwind. Conveniently located just minutes from shopping, restaurants, schools, parks, and I-75, you'll appreciate the balance of quiet neighborhood living with easy access to everything Richmond has to offer. Whether you're searching for room to grow, a home with great potential, or simply a property in a sought-after location, 120 Saratoga Circle is ready to welcome its next owners. Don't miss your opportunity to make this wonderful home your own. Buyer to verify acreage, sq ft & schools.

Amenity Fee Details

Amenity Fee YN
No

Showing Information

Showing Instructions
Book in Showing Time, Sentri Lock on front door

Room Types

Bathroom 1 Level
Lower
Bathroom 2 Level
Second
Bathroom 3 Level
Second
Bedroom 1 Level
Lower
Bedroom 2 Level
Second
Bedroom 3 Level
Second
Dining Room Level
Second
Family Room Level
Lower
Foyer Level
Second
Kitchen Level
Second
Living Room Level
Second
Primary Bedroom Level
Second
Utility Room Level
Lower
Bathroom 1
Yes
Bathroom 2
Yes
Bathroom 3
Yes
Bedroom 1
Yes
Bedroom 2
Yes
Bedroom 3
Yes
Dining Room
Yes
Family Room
Yes
Foyer
Yes
Kitchen
Yes
Living Room
Yes
Primary Bedroom
Yes
Utility Room
Yes

Currently Not Used

List Price/Acre
1750000

Tax & Legal

Elementary School
White Hall
Middle Or Junior School
Michael Caudill
High School
Madison Central
Tax Rate
0.0105

Association/Community

Association YN
No

Appliances

Dishwasher
Yes
Microwave
Yes
Range
Yes
Refrigerator
Yes

Architectural Style

Split Level
Yes

Attic Features

Access Only
Yes

Basement

Concrete
Yes
Exterior Entry
Yes
Finished
Yes
Full
Yes
Partially Finished
Yes
Walk-Out Access
Yes
Walk-Up Access
Yes

Construction Materials

Brick Veneer
Yes

Cooling

Central Air
Yes
Heat Pump
Yes

Exterior Features

Storm Door(s)
Yes

Fencing

None
Yes

Fireplace Features

Basement
Yes
Family Room
Yes
Gas Log
Yes
Living Room
Yes

Flooring

Laminate
Yes
Vinyl
Yes

Foundation Details

Block
Yes

Heating

Heat Pump
Yes

Interior Features

Breakfast Bar
Yes
Ceiling Fan(s)
Yes
Entrance Foyer
Yes
Soaking Tub
Yes
Walk-In Closet(s)
Yes

Laundry Features

Electric Dryer Hookup
Yes
Washer Hookup
Yes

Levels

Multi/Split
Yes

Lot Features

Many Trees
Yes

Parking Features

Attached Garage
Yes
Basement
Yes
Garage Door Opener
Yes
Garage Faces Side
Yes
Off Street
Yes

Patio And Porch Details

Covered Patio
Yes
Rear Patio
Yes

Patio And Porch Features

Deck
Yes
Patio
Yes

Possession

Close Of Escrow
Yes

Roof

Shingle
Yes

Sewer

Public Sewer
Yes

Structure Type

House
Yes

Water Heater

Electric
Yes

Water Source

Public
Yes

Window Features

Blinds
Yes
Screens
Yes
Skylight(s)
Yes

Showing Requirements

Showing Service
Yes

Property Features

Utilities: Cable Available; Electricity Connected; Natural Gas Available; Phone Available; Sewer Connected; Water Connected; Cable Available; Electricity Connected; Natural Gas Available; Phone Available; Sewer Connected; Water Connected Appliances: Dishwasher; Microwave; Range; Refrigerator Architectural Style: Split Level Attic Features: Access Only Basement: Concrete; Exterior Entry; Finished; Full; Partially Finished; Walk-Out Access; Walk-Up Access Construction Materials: Brick Veneer Cooling: Central Air; Heat Pump Exterior Features: Storm Door(s) Fencing: None Fireplace Features: Family Room; Gas Log; Living Room Flooring: Laminate; Vinyl Foundation Details: Block Heating: Heat Pump Interior Features: Breakfast Bar; Ceiling Fan(s); Entrance Foyer; Soaking Tub; Walk-In Closet(s) Laundry Features: Electric Dryer Hookup; Washer Hookup Levels: Multi/Split Lot Features: Many Trees Parking Features: Attached Garage; Basement; Garage Door Opener; Garage Faces Side; Off Street Patio And Porch Details: Covered Patio; Rear Patio Patio And Porch Features: Deck; Patio Possession: Close Of Escrow Roof: Shingle Sewer: Public Sewer Structure Type: House Water Heater: Electric Water Source: Public Window Features: Blinds; Screens; Skylight(s) Showing Requirements: Showing Service Room Types: Bathroom 1; Bathroom 2; Bathroom 3; Bedroom 1; Bedroom 2; Bedroom 3; Dining Room; Family Room; Foyer; Kitchen; Living Room; Primary Bedroom; Utility Room

Room Information

Room Name Level
Bathroom 1 Lower
Bedroom 1 Lower
Dining Room Second
Family Room Lower
Foyer Second
Kitchen Second
Living Room Second
Primary Bedroom Second
Utility Room Lower
Bathroom 2 Second
Bedroom 2 Second
Bathroom 3 Second
Bedroom 3 Second
Listing Office: Keller Williams Legacy Group
Last Updated: July - 29 - 2026
Information deemed reliable but not guaranteed.