110 Saratoga Drive, Frankfort, KY 40601

$900,000
Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 5,500 Lot Size (sq. ft.): 20,735 Status: Active
Current Price: $900,000 List Date: 3/27/2026 Last Modified: 4/03/2026

Overview

Description

Stunning 5-bedroom, 4-bath home in the sought-after Two Creeks gated community offering 5,500 sq ft of beautifully finished living space across two levels. The main level features a spacious primary suite with massive walk-in closet, an eat-in kitchen with granite countertops, gas range, and stainless appliances. The family room boasts a gas fireplace with built-ins and large glass doors with neighborhood views. Seller-installed oak hardwood floors, crown molding, and generous trim add warmth and character throughout. All windows replaced with Pella windows. Upstairs includes a large sitting area with full bath. The fully finished walk-out basement offers a family room, den, office, wet bar with sink, ample storage, and a unique concrete bomb shelter with 10" thick walls. Two gas fireplaces total. Attached 2-car garage plus detached 1-car garage. Deck, patio, and porch provide excellent outdoor living. Zoned Hearn Elem / Elkhorn Middle / Franklin Co High.

Listing Details MLS# 26005988

Listing Information

Comp Sale YN
No
Property Sub Type
Single Family Residence

Status Change Information

Status Change Timestamp
2026-03-27

Address

County
Franklin
Street Number
110
Street Name
Saratoga
Street Suffix
Drive
State
KY
Zip Code
40601
Directions
From Versailles Rd, turn onto Country Lane. Two Creeks Subdivision is at the end of the road. Take Saratoga Dr, the 2nd road on the right. 110 Saratoga Dr is on the right.
Parcel Number
085-40-06-006.00
Tax District
01 County

Contract

Original List Price
900000
Start Showing Date
2026-03-27
Listing Contract Date
2026-03-25
Listing Agreement
Exclusive Right To Sell
Occupant Type
Occupied
Office Exclusive YN
No
List Price/SqFt
163.64

Tax Legal

MLS Area Major
014 - Franklin County
Subdivision Name
Two Creeks
High School District
Franklin County - 14

Interior

Bedrooms Total
5
Bathrooms Total
4
Bathrooms Full
4
Above Grade Finished Area
3051
Below Grade Finished Area
2449
Living Area
5500
Living Area Source
Public Records
Basement YN
Yes
Fireplace YN
Yes
Fireplaces Total
2
Bathrooms Half
0
Above Grade Unfinished Area
0
Below Grade Unfinished Area
0

More Information

Parking Information

Garage YN
Yes
Garage Spaces
3
Carport YN
No

Building

Year Built
2001
Accessibility Features YN
No

Lot

Lot Size Source
Public Records
Lot Size Acres
0.476
Lot Size Square Feet
20734.56
Pool Private YN
No
View YN
Yes
Waterfront YN
No
Water Body Access YN
No
Horse YN
No

Utilities

Cooling YN
Yes
Heating YN
Yes
Electricity Connected
Yes
Natural Gas Connected
Yes
Water Connected
Yes

Remarks

Public Remarks
Stunning 5-bedroom, 4-bath home in the sought-after Two Creeks gated community offering 5,500 sq ft of beautifully finished living space across two levels. The main level features a spacious primary suite with massive walk-in closet, an eat-in kitchen with granite countertops, gas range, and stainless appliances. The family room boasts a gas fireplace with built-ins and large glass doors with neighborhood views. Seller-installed oak hardwood floors, crown molding, and generous trim add warmth and character throughout. All windows replaced with Pella windows. Upstairs includes a large sitting area with full bath. The fully finished walk-out basement offers a family room, den, office, wet bar with sink, ample storage, and a unique concrete bomb shelter with 10" thick walls. Two gas fireplaces total. Attached 2-car garage plus detached 1-car garage. Deck, patio, and porch provide excellent outdoor living. Zoned Hearn Elem / Elkhorn Middle / Franklin Co High.

Amenity Fee Details

Amenity Fee YN
No

Room Types

Bathroom 1 Level
First
Bathroom 2 Level
Second
Bathroom 3 Level
Second
Bathroom 4 Level
Lower
Bedroom 1 Level
Second
Bedroom 2 Level
Second
Bedroom 3 Level
Second
Bedroom 4 Level
Lower
Kitchen Level
First
Primary Bedroom Level
First
Bathroom 1
Yes
Bathroom 2
Yes
Bathroom 3
Yes
Bathroom 4
Yes
Bedroom 1
Yes
Bedroom 2
Yes
Bedroom 3
Yes
Bedroom 4
Yes
Kitchen
Yes
Primary Bedroom
Yes

Currently Not Used

List Price/Acre
1890756.3

Tax & Legal

Elementary School
Hearn
Middle Or Junior School
Elkhorn Middle
High School
Franklin Co
Tax Rate
12.07

Association/Community

Association YN
Yes
Association Mandatory YN
Yes
Association Fee
1000
Association Fee Frequency
Annually

Appliances

Dishwasher
Yes
Disposal
Yes
Gas Range
Yes
Microwave
Yes
Refrigerator
Yes

Association Amenities

Other
Yes

Association Fee Includes

Other
Yes

Attic Features

Partially Floored
Yes
Storage Only
Yes

Basement

Finished
Yes
Full
Yes
Walk-Out Access
Yes

Construction Materials

Brick Veneer
Yes

Cooling

Heat Pump
Yes

Fireplace Features

Basement
Yes
Family Room
Yes
Gas Log
Yes

Flooring

Carpet
Yes
Hardwood
Yes
Tile
Yes

Foundation Details

Concrete Perimeter
Yes

Heating

Forced Air
Yes
Natural Gas
Yes

Interior Features

Breakfast Bar
Yes
Ceiling Fan(s)
Yes
Eat-in Kitchen
Yes
Entrance Foyer
Yes
Primary First Floor
Yes
Walk-In Closet(s)
Yes

Laundry Features

Electric Dryer Hookup
Yes
Washer Hookup
Yes

Levels

One and One Half
Yes

Parking Features

Attached Garage
Yes
Detached Garage
Yes
Driveway
Yes
Garage Faces Front
Yes
Off Street
Yes

Patio And Porch Features

Deck
Yes
Patio
Yes
Porch
Yes

Possession

Close Of Escrow
Yes

Roof

Shingle
Yes

Sewer

Public Sewer
Yes

Structure Type

House
Yes

View

Farm
Yes
Neighborhood
Yes

Water Heater

Gas
Yes

Water Source

Public
Yes

Window Features

Blinds
Yes
Storm Window(s)
Yes

Showing Requirements

Showing Service
Yes

Property Features

Utilities: Electricity Connected; Natural Gas Connected; Water Connected; Electricity Connected; Natural Gas Connected; Water Connected Appliances: Dishwasher; Disposal; Gas Range; Microwave; Refrigerator Association Amenities: Other Association Fee Includes: Other Attic Features: Partially Floored; Storage Only Basement: Finished; Full; Walk-Out Access Construction Materials: Brick Veneer Cooling: Heat Pump Fireplace Features: Family Room; Gas Log Flooring: Carpet; Hardwood; Tile Foundation Details: Concrete Perimeter Heating: Forced Air; Natural Gas Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Primary First Floor; Walk-In Closet(s) Laundry Features: Electric Dryer Hookup; Washer Hookup Levels: One and One Half Parking Features: Attached Garage; Detached Garage; Driveway; Garage Faces Front; Off Street Patio And Porch Features: Deck; Patio; Porch Possession: Close Of Escrow Roof: Shingle Sewer: Public Sewer Structure Type: House View: Farm; Neighborhood Water Heater: Gas Water Source: Public Window Features: Blinds; Storm Window(s) Showing Requirements: Showing Service Room Types: Bathroom 1; Bathroom 2; Bathroom 3; Bathroom 4; Bedroom 1; Bedroom 2; Bedroom 3; Bedroom 4; Kitchen; Primary Bedroom

Room Information

Room Name Level Remarks
Primary Bedroom First
Bedroom 1 Second
Bedroom 2 Second
Bedroom 3 Second
Bedroom 4 Lower
Bathroom 1 First Full
Bathroom 2 Second Full
Bathroom 3 Second Full
Bathroom 4 Lower Full
Kitchen First
Listing Office: eXp Realty, LLC
Last Updated: April - 03 - 2026
Information deemed reliable but not guaranteed.