109 E 20th Street, Owensboro, KY 42303

$239,900
Property Type: Residential Bedrooms: 4 Baths: 1 Square Footage: 1,508 Lot Size (sq. ft.): 6,390 Status: Active
Current Price: $239,900 List Date: 7/19/2026 Last Modified: 7/19/2026

Overview

Description

Centrally located and completely reimagined, this charming classic cottage blends timeless character with modern updates. Just blocks from the public library and conveniently located in the heart of town, this home has been extensively renovated over the past year and is truly move-in ready. Inside, you'll find beautifully refinished original hardwood floors, fresh premium paint throughout, and stylish new tile flooring in the kitchen and bathroom. The bright, fully equipped kitchen features a genuine marble backsplash, brand-new range and dishwasher, and includes a refrigerator. Major exterior improvements include brand-new siding, a new roof, and select new windows, providing both curb appeal and peace of mind. Beautiful oak stairs lead to a versatile upper level that can easily serve as two additional bedrooms, a home office, hobby space, or extra storage—offering flexibility to fit your needs. Step outside to enjoy a fully fenced private backyard with new fencing and a front gate ...

Listing Details MLS# 26019111

Listing Information

Comp Sale YN
No
Property Sub Type
Single Family Residence

Status Change Information

Status Change Timestamp
2026-07-19

Address

County
Daviess
Street Number
109
Street Direction Prefix
E
Street Name
20th
Street Suffix
Street
State
KY
Zip Code
42303
Zip +4
3702
Directions
2 blocks from daviess county public library
Parcel Number
003-01-04-004-00-000

Contract

Original List Price
239900
Start Showing Date
2026-07-19
Listing Contract Date
2026-07-19
Listing Agreement
Exclusive Agency
Occupant Type
Vacant
Office Exclusive YN
No
List Price/SqFt
159.08

Tax Legal

MLS Area Major
102 - Daviess County
High School District
Owensboro Independent

Interior

Bedrooms Total
4
Bathrooms Total
Yes
Bathrooms Full
Yes
Above Grade Finished Area
1508
Living Area
1508
Living Area Source
Public Records
Basement YN
No
Fireplace YN
No
Bathrooms Half
0
Below Grade Finished Area
0
Above Grade Unfinished Area
0
Below Grade Unfinished Area
0
Non-Compliant Total SqFt
0

More Information

Parking Information

Garage YN
Yes
Carport YN
No
Garage Spaces
0

Building

Year Built
1946
Accessibility Features YN
No

Lot

Lot Size Source
Public Records
Lot Size Acres
0.147
Lot Size Square Feet
6390
Pool Private YN
No
View YN
Yes
Waterfront YN
No
Water Body Access YN
No
Horse YN
No

Utilities

Cooling YN
Yes
Heating YN
Yes

Remarks

Public Remarks
Centrally located and completely reimagined, this charming classic cottage blends timeless character with modern updates. Just blocks from the public library and conveniently located in the heart of town, this home has been extensively renovated over the past year and is truly move-in ready. Inside, you'll find beautifully refinished original hardwood floors, fresh premium paint throughout, and stylish new tile flooring in the kitchen and bathroom. The bright, fully equipped kitchen features a genuine marble backsplash, brand-new range and dishwasher, and includes a refrigerator. Major exterior improvements include brand-new siding, a new roof, and select new windows, providing both curb appeal and peace of mind. Beautiful oak stairs lead to a versatile upper level that can easily serve as two additional bedrooms, a home office, hobby space, or extra storage—offering flexibility to fit your needs. Step outside to enjoy a fully fenced private backyard with new fencing and a front gate,

Amenity Fee Details

Amenity Fee YN
No

Showing Information

Showing Instructions
For showings or questions, call or text Elizabeth Smith at (502) 622-8705.

Room Types

Kitchen Level
First
Primary Bedroom Level
First
Kitchen
Yes
Primary Bedroom
Yes

Currently Not Used

List Price/Acre
1631972.79

Tax & Legal

Elementary School
Newtown Parrish
Middle Or Junior School
Owensboro Middle
High School
Owensboro
Tax Rate
0.0001

Association/Community

Association YN
No

Appliances

Dishwasher
Yes
Microwave
Yes
Oven
Yes
Range
Yes
Refrigerator
Yes
Other
Yes

Construction Materials

Other
Yes

Cooling

Other
Yes

Flooring

Ceramic Tile
Yes
Hardwood
Yes

Foundation Details

Other
Yes

Heating

Electric
Yes
Natural Gas
Yes

Levels

Two
Yes

Parking Features

Detached Garage
Yes

Patio And Porch Features

Patio
Yes

Possession

Other
Yes

Roof

Shingle
Yes

Sewer

Public Sewer
Yes

View

Other
Yes

Water Source

Public
Yes

Showing Requirements

Call Owner
Yes
Showing Service
Yes

Property Features

Appliances: Dishwasher; Microwave; Oven; Range; Refrigerator; Other Construction Materials: Other Cooling: Other Flooring: Ceramic Tile; Hardwood Foundation Details: Other Heating: Electric; Natural Gas Levels: Two Parking Features: Detached Garage Patio And Porch Features: Patio Possession: Other Roof: Shingle Sewer: Public Sewer View: Other Water Source: Public Showing Requirements: Call Owner; Showing Service Room Types: Kitchen; Primary Bedroom

Room Information

Room Name Level
Primary Bedroom First
Kitchen First
Listing Office: DIY Flat Fee.com
Last Updated: July - 19 - 2026
Information deemed reliable but not guaranteed.